Motoring Today

BMW 2 Series under £500 per month

6 used BMW 2 Series listings from £154/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

Ten BMW 2 Series models are currently available on Motoring Today for under £500 per month, updated 15 September 2026. This selection includes cars with cash prices ranging from £6,850 to £18,490. Your typical monthly budget of £500 allows for various 2 Series derivatives, with the cheapest available from £154 per month. For the models on this page, representative finance is based on a 60-month Hire Purchase (HP) agreement with no deposit required, at a 13% APR. This budget often secures well-specified examples, including Active Tourer, Gran Tourer, Coupé, and Convertible body styles, as well as petrol and diesel engine options. Finance is subject to status, and each car displays its own dealer's representative finance example.

In stock
6

Live BMW 2 Series listings

From / month
£154/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

BMW 2 Series
Great price

BMW 2 Series

2015 218d Luxury Auto

DieselAutomatic64,626 mi2015
Band B · £20/yr
£154/mo
£6,650
cash

SWS Car Sales Ltd·3.7 (124)· Cobham

BMW 2 Series
Fair price

BMW 2 Series

2018 218i Sport Auto

PetrolAutomatic57,180 mi2018
£200/yr
£274/mo
£12,150
cash

AB Dealers·4.6 (235)· Feltham

BMW 2 Series
Above market

BMW 2 Series

2017 220i M Sport Auto

PetrolAutomatic69,297 mi2017
£200/yr
£307/mo
£13,449
cash

CG Motorland·4.5 (210)· Leicester

BMW 2 Series
Above market

BMW 2 Series

2023 218i M Sport Auto

PetrolAutomatic67,500 mi2023
£200/yr
£352/mo
£18,490
cash

Protheroes·4.4 (74)· Market Harborough

BMW 2 Series
Fair price

BMW 2 Series

2020 218i M Sport Auto

PetrolAutomatic52,981 mi2020
£200/yr
£384/mo
£17,194
cash

CG Motorland·4.5 (210)· Leicester

BMW 2 Series
Fair price

BMW 2 Series

2020 220d M Sport Auto

DieselAutomatic51,043 mi2020
£200/yr
£394/mo
£18,395
cash

Albar Autos·4.3 (20)· Loughborough

Frequently asked questions

What deposit is needed to get a BMW 2 Series under £500 per month?
To achieve monthly payments under £500, a deposit of £0 with a 13% representative APR over 60 months is a starting point, though a larger deposit will typically lower your monthly payments. Finance is subject to status and a representative example.
Does my credit score affect the monthly payment for a BMW 2 Series?
Yes, the quoted representative rates are examples. The specific APR offered to you will depend on your individual credit history and affordability checks conducted by the finance provider.
Which is better for this budget, HP or PCP finance?
HP typically means you own the car at the end of the term, whereas PCP involves a balloon payment if you wish to keep it. Motoring Today's PCP vs HP finance guide provides a full comparison.