Motoring Today

BMW 2 Series under £500 per month

13 used BMW 2 Series listings from £196/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

The BMW 2 Series is currently available with nine models under £500 per month, as of 16 August 2026. These representative finance examples are based on a Hire Purchase (HP) agreement with no deposit, a 60-month term, and a 13% APR. This budget typically secures a diverse range of 2 Series models, with monthly payments starting from £181. For this monthly budget, you can expect to find BMW 2 Series models with cash prices generally ranging from £7,790 to £18,395. The BMW 2 Series is known for its engaging driving dynamics and practical yet stylish design, offering options from sporty coupes to versatile Active Tourer and Gran Tourer variants. Each car listed shows its own dealer's representative finance example, and finance is always subject to status.

In stock
13

Live BMW 2 Series listings

From / month
£196/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

BMW 2 Series
Above market

BMW 2 Series

2017 218i Sport

PetrolManual60,000 mi2017
ULEZ ✓£200/yr
£196/mo
£8,495
cash

Protheroes·4.4 (73)· Market Harborough

BMW 2 Series
Good price

BMW 2 Series

2017 218i Sport Auto

PetrolAutomatic75,343 mi2017
Band D · £170/yr
£205/mo
£9,099
cash

AB Dealers·4.6 (196)· Feltham

BMW 2 Series
Fair price

BMW 2 Series

2015 218i M Sport

PetrolManual80,431 mi2015
Band D · £170/yr
£206/mo
£7,790
cash

Ezy Access·4.5 (207)· Ruislip

BMW 2 Series
Fair price

BMW 2 Series

2018 218i M Sport Auto

PetrolAutomatic89,638 mi2018
£200/yr
£226/mo
£9,999
cash

AB Dealers·4.6 (196)· Feltham

BMW 2 Series
Fair price

BMW 2 Series

2016 218i M Sport

PetrolAutomatic63,626 mi2016
Band D · £170/yr
£244/mo
£10,490
cash

Ezy Access·4.5 (207)· Ruislip

BMW 2 Series

BMW 2 Series

2018 218i Sport Auto

PetrolAutomatic57,182 mi2018
£200/yr
£276/mo
£12,212
cash

AB Dealers·4.6 (196)· Feltham

BMW 2 Series
Good price

BMW 2 Series

2019 218i Sport Auto

PetrolAutomatic55,039 mi2019
£200/yr
£279/mo
£12,495
cash

Oaktree Motor Company·4.7 (193)· Torfaen

BMW 2 Series
Fair price

BMW 2 Series

2018 230i M Sport

PetrolAutomatic61,690 mi2018
£200/yr
£313/mo
£13,995
cash

Albar Autos·4.3 (20)· Mountsorrel

BMW 2 Series
Above market

BMW 2 Series

2023 218i M Sport Auto

PetrolAutomatic66,000 mi2023
ULEZ ✓£200/yr
£413/mo
£18,494
cash

Protheroes·4.4 (73)· Market Harborough

BMW 2 Series
Above market

BMW 2 Series

2023 218i M Sport Auto

PetrolAutomatic66,000 mi2023
ULEZ ✓£200/yr
£413/mo
£18,490
cash

Protheroes·4.4 (73)· Market Harborough

BMW 2 Series
Fair price

BMW 2 Series

2020 218i M Sport Auto

PetrolAutomatic52,981 mi2020
£200/yr
£384/mo
£17,194
cash

CG Motorland·4.5 (202)· Leicester

BMW 2 Series
Fair price

BMW 2 Series

2021 218i M Sport

PetrolManual29,404 mi2021
£200/yrHome delivery
£386/mo
£17,999
cash

Anycolour Car·4.9 (148)· Barnsley

BMW 2 Series
Fair price

BMW 2 Series

2020 220d M Sport Auto

DieselAutomatic51,043 mi2020
£200/yr
£394/mo
£18,395
cash

Albar Autos·4.3 (20)· Mountsorrel

Frequently asked questions

What deposit is needed to get a BMW 2 Series under £500 per month?
Typically, a representative 13% APR HP deal over 60 months, as a representative example, requires a deposit. A larger deposit will lower your monthly payments, and finance is subject to status.
Does my credit score affect the monthly payment for a BMW 2 Series?
Yes, the monthly payment can be affected. The quoted rates are representative examples, and the personal APR offered depends on your credit history and affordability checks.
Which is better for this budget, HP or PCP for a BMW 2 Series?
HP means you own the car outright at the end of the term, whereas PCP offers lower monthly payments but typically requires a balloon payment to own the car. Motoring Today's PCP vs HP finance guide covers the differences in full.