BMW 2 Series under £300 per month

Frequently asked questions

What deposit is needed to get a BMW 2 Series under £300 a month?

To achieve a monthly payment under £300, a larger deposit than the representative example of £0 is typically needed for a BMW 2 Series. For example, a representative finance example for a BMW 2 Series at £196 per month uses a 60-month HP agreement with an APR of 13%. Finance is subject to status, and a larger deposit will lower your monthly payments.

Does my credit score affect the monthly payment for a BMW 2 Series?

Yes, your credit score can affect the monthly payment. The finance rates quoted, such as the 13% APR, are representative examples. The personal APR offered to you will depend on your credit history and affordability checks.

Which is better for my budget, HP or PCP, for a BMW 2 Series?

With Hire Purchase (HP), you own the BMW 2 Series outright after all payments are made, including a representative £0 deposit. Personal Contract Purchase (PCP) typically offers lower monthly payments as you don't own the car at the end of the term, having a balloon payment option. Motoring Today's PCP vs HP finance guide covers the differences in full.