What deposit is needed to get a BMW 2 Series for under £250 per month?

Based on a representative finance example for a BMW 2 Series, a £0 deposit over 60 months at 13% APR would result in a monthly payment above £250. A larger deposit than £0 would typically lower the monthly payment. Finance is subject to status.

Does my credit score affect the monthly payment?

Yes, quoted finance rates, such as the 13% representative APR, are examples only. The personal APR offered and therefore your monthly payment will depend on your individual credit history and the lender's affordability checks.

Which is better for this budget, HP or PCP?

HP involves repaying the full value of the car over time to own it outright, while PCP offers lower monthly payments by deferring a significant portion of the cost to an optional final payment. Motoring Today's PCP vs HP finance guide covers this in full detail.

BMW 2 Series under £250 per month

In stock

Live BMW 2 Series listings

From / month

£196/mo

Cheapest representative quote

Monthly budget

£250

Under £250 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Above market

BMW 2 Series

2017 218i Sport

PetrolManual60,000 mi2017

£200/yr

£196/mo

£8,495

cash

Protheroes·4.4 (73)· Market Harborough

BMW 2 Series

2015 218i M Sport

PetrolManual80,431 mi2015

Band D · £170/yr

£204/mo

£7,690

cash

Ezy Access·4.5 (207)· South Ruislip

Fair price

BMW 2 Series

2018 218i M Sport Auto

PetrolAutomatic89,638 mi2018

£200/yr

£226/mo

£9,999

cash

AB Dealers·4.6 (196)· Feltham

Fair price

BMW 2 Series

2016 218i M Sport

PetrolAutomatic63,626 mi2016

Band D · £170/yr

£244/mo

£10,490

cash

Ezy Access·4.5 (207)· South Ruislip

Frequently asked questions

What deposit is needed to get a BMW 2 Series for under £250 per month?: Based on a representative finance example for a BMW 2 Series, a £0 deposit over 60 months at 13% APR would result in a monthly payment above £250. A larger deposit than £0 would typically lower the monthly payment. Finance is subject to status.
Does my credit score affect the monthly payment?: Yes, quoted finance rates, such as the 13% representative APR, are examples only. The personal APR offered and therefore your monthly payment will depend on your individual credit history and the lender's affordability checks.
Which is better for this budget, HP or PCP?: HP involves repaying the full value of the car over time to own it outright, while PCP offers lower monthly payments by deferring a significant portion of the cost to an optional final payment. Motoring Today's PCP vs HP finance guide covers this in full detail.