What deposit is needed to get a BMW 3 Series under £300 a month?

Our representative finance example for a BMW 3 Series is based on a 60-month HP agreement at 13% APR, with no deposit. While this example doesn't feature a deposit, a larger upfront payment will typically lower your monthly instalments. All finance is subject to status.

Does my credit score affect the monthly payment for a BMW 3 Series?

Yes, your credit score can affect your monthly payments. The quoted rates are representative examples, and the personal APR offered for your BMW 3 Series will depend on your individual credit history and an affordability assessment.

Which is better for this budget, HP or PCP, for a BMW 3 Series?

HP involves paying off the full value of the car and owning it at the end of the term, whereas PCP includes a balloon payment at the end if you wish to keep the vehicle. Motoring Today's comprehensive PCP vs HP finance guide provides a full explanation of the differences.

BMW 3 Series under £300 per month

In stock

Live BMW 3 Series listings

From / month

£169/mo

Cheapest representative quote

Monthly budget

£300

Under £300 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Great price

BMW 3 Series

2013 320i Luxury Gt Auto

PetrolAutomatic55,394 mi2013

Band F · £225/yr

£169/mo

£7,495

cash

SWS Car Sales Ltd·3.8 (120)· Cobham

Above market

BMW 3 Series

2017 318d M Sport Auto

DieselAutomatic91,938 mi2017

£200/yr

£237/mo

£10,495

cash

Maybury Car Sales·4.7 (10)· Edinburgh

Above market

BMW 3 Series

2017 320i Xdrive Sport Auto

PetrolAutomatic78,000 mi2017

ULEZ ✓Band G · £275/yr

£299/mo

£12,990

cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What deposit is needed to get a BMW 3 Series under £300 a month?: Our representative finance example for a BMW 3 Series is based on a 60-month HP agreement at 13% APR, with no deposit. While this example doesn't feature a deposit, a larger upfront payment will typically lower your monthly instalments. All finance is subject to status.
Does my credit score affect the monthly payment for a BMW 3 Series?: Yes, your credit score can affect your monthly payments. The quoted rates are representative examples, and the personal APR offered for your BMW 3 Series will depend on your individual credit history and an affordability assessment.
Which is better for this budget, HP or PCP, for a BMW 3 Series?: HP involves paying off the full value of the car and owning it at the end of the term, whereas PCP includes a balloon payment at the end if you wish to keep the vehicle. Motoring Today's comprehensive PCP vs HP finance guide provides a full explanation of the differences.