Great price
BMW 3 Series
2013 320i Luxury Gt Auto
PetrolAutomatic55,394 mi2013
Band F · £225/yr
£169/mo
£7,495
cash
SWS Car Sales Ltd·3.8 (120)· Cobham
In stock
5
Live BMW 3 Series listings
From / month
£169/mo
Cheapest representative quote
Monthly budget
£400
Under £400 a month
Above market
BMW 3 Series
2017 318d M Sport Auto
DieselAutomatic91,938 mi2017
£200/yr
£237/mo
£10,495
cash
Maybury Car Sales·4.7 (10)· Edinburgh
Above market
BMW 3 Series
2017 320i Xdrive Sport Auto
PetrolAutomatic78,000 mi2017
ULEZ ✓Band G · £275/yr
£299/mo
£12,990
cash
Protheroes·4.4 (73)· Market Harborough
Fair price
BMW 3 Series
2017 320d Edition+ Auto
DieselAutomatic23,817 mi2017
Band A · £20/yr
£336/mo
£14,883
cash
AB Dealers·4.6 (196)· Feltham
Fair price
BMW 3 Series
2019 320d Xdrive M Sport Auto
DieselAutomatic103,156 mi2019
£200/yr
£380/mo
£16,495
cash
Oaktree Motor Company·4.7 (193)· Torfaen
Frequently asked questions
- What deposit is needed to get a BMW 3 Series for under £400 a month?
- A representative finance example for a BMW 3 Series on HP typically requires a £0 deposit over 60 months at 13% APR. A larger deposit will generally lower your monthly payments, potentially helping you stay under £400. Finance is subject to status and affordability checks.
- Does my credit score affect the monthly payment for a BMW 3 Series?
- Yes, your credit score significantly impacts the finance offer. The quoted rates, such as the representative 13% APR, are examples only. The actual personal APR and monthly payment you are offered will depend on your individual credit history and the lender's affordability assessment.
- Which is better for this budget, HP or PCP, for a BMW 3 Series?
- HP (Hire Purchase) means you own the car at the end of the agreement after all payments are made, whereas PCP (Personal Contract Purchase) often has lower monthly payments but requires a final balloon payment to own the car. Motoring Today's comprehensive PCP vs HP finance guide offers more detailed comparisons to help you decide.