Motoring Today

Ford Fiesta under £200 per month

14 used Ford Fiesta listings from £78/mo under £200 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 17 Ford Fiesta models available under £200 per month, updated on 24 July 2026. This typically buys a used Fiesta with a cash price between £2,995 and £8,750, with monthly payments starting from just £67. Representative finance for these vehicles is based on a 60-month Hire Purchase agreement with no deposit and an APR of 13%. Finance is subject to status, and each car shows its own dealer's representative example.

In stock
14

Live Ford Fiesta listings

From / month
£78/mo

Cheapest representative quote

Monthly budget
£200

Under £200 a month

Ford Fiesta
Above market

Ford Fiesta

2014 Zetec Tdci

DieselManual104,205 mi2014
Band A · £20/yr
£78/mo
£3,200
cash

CG Motorland·4.5 (202)· Leicester

Ford Fiesta
Fair price

Ford Fiesta

2015 Zetec T

PetrolManual53,227 mi2015
Band A · £20/yr
£124/mo
£5,129
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Good price

Ford Fiesta

2016 Zetec Blue Edition Spring

PetrolManual50,215 mi2016
Band A · £20/yr
£145/mo
£5,490
cash

Ezy Access·4.5 (207)· Ruislip

Ford Fiesta

Ford Fiesta

2019 Titanium Turbo

PetrolManual59,584 mi2019
£200/yrHome delivery
£156/mo
£7,299
cash

Anycolour Car·4.9 (148)· Barnsley

Ford Fiesta
Good price

Ford Fiesta

2014 Zetec

PetrolManual25,000 mi2014
Band C · £35/yr
£156/mo
£6,995
cash

East Knighton Car Sales·4.6 (58)· Dorchester

Ford Fiesta
Great price

Ford Fiesta

2019 Zetec

PetrolManual44,650 mi2019
£200/yr
£166/mo
£7,280
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Fiesta
Above market

Ford Fiesta

2017 Zetec T

PetrolManual56,600 mi2017
£200/yr
£172/mo
£7,395
cash

Durnford Motors·4.5 (179)· Southampton

Ford Fiesta
Above market

Ford Fiesta

2017 Zetec T Auto

PetrolAutomatic56,600 mi2017
£200/yr
£184/mo
£8,163
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2016 Titanium X

PetrolManual18,900 mi2016
Band A · £20/yr
£190/mo
£8,350
cash

Vantage Autohouse·5.0 (17)· Newport

Ford Fiesta
Fair price

Ford Fiesta

2020 Titanium T Auto

PetrolAutomatic69,613 mi2020
ULEZ ✓£200/yr
£192/mo
£8,799
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2017 Zetec T Auto

PetrolAutomatic35,115 mi2017
£200/yr
£194/mo
£8,600
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2018 Titanium Tdci

DieselManual38,540 mi2018
£200/yr
£196/mo
£8,695
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Above market

Ford Fiesta

2018 Active 1 Turbo Auto

PetrolAutomatic61,817 mi2018
£200/yr
£197/mo
£8,750
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Good price

Ford Fiesta

2019 St-line X Turbo

PetrolManual51,630 mi2019
£200/yr
£200/mo
£8,780
cash

Cobalt Motors·4.5 (143)· West Allotment

Frequently asked questions

What deposit is needed to get a Ford Fiesta for under £200 a month?
To get a Ford Fiesta for under £200 a month, a deposit of £0 with a 13% APR representative over 60 months HP finance could be a starting point. A larger deposit will typically lower your monthly payments, and all finance is subject to status.
Does my credit score affect the monthly payment for a Ford Fiesta?
Yes, your credit score can affect the monthly payment. The quoted finance rates are representative examples; the personal APR offered to you will depend on your individual credit history and an affordability assessment.
Which is better for this budget, HP or PCP, for a Ford Fiesta?
With Hire Purchase (HP), you own the Ford Fiesta outright at the end of the term, while Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment or return of the car. Motoring Today's comprehensive PCP vs HP finance guide covers this in full detail.