Motoring Today

Ford Fiesta under £200 per month

5 used Ford Fiesta listings from £151/mo under £200 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 9 Ford Fiesta models available for under £200 per month, as of 24 September 2026. This representative finance offer is based on a 60-month Hire Purchase agreement with no deposit, at an annual percentage rate (APR) of 13%. Finance is subject to status. These qualifying Fiesta models typically start from just £123 per month, representing a cash price range of £5,495 to £9,965. This budget segment commonly includes well-equipped, efficient examples of Ford's popular supermini, offering a great balance of running costs and modern features for navigating urban and motorway journeys alike.

In stock
5

Live Ford Fiesta listings

From / month
£151/mo

Cheapest representative quote

Monthly budget
£200

Under £200 a month

Ford Fiesta
Fair price

Ford Fiesta

2016 Zetec White Edition Spring

PetrolManual53,194 mi2016
Band A · £20/yr
£151/mo
£5,695
cash

Durnford Motors·4.5 (181)· Southampton

Ford Fiesta
Fair price

Ford Fiesta

2018 Titanium Tdci

DieselManual38,540 mi2018
£200/yr
£192/mo
£8,499
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Above market

Ford Fiesta

2018 Active 1 Turbo Auto

PetrolAutomatic61,822 mi2018
£200/yr
£197/mo
£8,750
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2022 St-line Edition T Mhev

PetrolManual56,965 mi2022
£200/yr
£218/mo
£9,965
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Good price

Ford Fiesta

2020 Titanium T

PetrolManual45,389 mi2020
£200/yr
£200/mo
£8,795
cash

Durnford Motors·4.5 (181)· Southampton

Frequently asked questions

What deposit is needed to get a Ford Fiesta under £200 a month?
Our representative finance example for a Ford Fiesta assumes a £0 deposit over 60 months at 13% APR. A larger upfront deposit will typically lower your monthly payments, helping you achieve a figure under £200. Finance is subject to status.
Does my credit score affect the monthly payment for a Ford Fiesta?
Yes, the representative APRs quoted are a guide. The personal APR you're offered for a Ford Fiesta is determined by your individual credit history and an affordability assessment. This can influence your exact monthly payment.
Which is better for this budget, HP or PCP, for a Ford Fiesta?
Hire Purchase (HP) means you own the Ford Fiesta after the final payment, while Personal Contract Purchase (PCP) offers lower monthly payments but requires a balloon payment to own it. Motoring Today's PCP vs HP finance guide covers these options in full detail.