Motoring Today

Ford Fiesta under £200 per month

15 used Ford Fiesta listings from £103/mo under £200 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 14 Ford Fiesta models currently available on Motoring Today for under £200 per month, as of 24 August 2026. Finance for these vehicles is typically structured with a £0 deposit over 60 months at 13% APR on a Hire Purchase (HP) agreement. Finance is subject to status and individual dealer terms may vary, so always check the specific representative example on each car's listing. This budget range allows you to secure a used Fiesta from as little as £78 per month. The qualifying cars in this selection have cash prices ranging from £3,200 to £8,799. The Ford Fiesta is consistently one of the UK's best-selling superminis, known for its agile handling and economical engines, making it a popular choice for city driving and first-time buyers.

In stock
15

Live Ford Fiesta listings

From / month
£103/mo

Cheapest representative quote

Monthly budget
£200

Under £200 a month

Ford Fiesta
Fair price

Ford Fiesta

2016 St-line

PetrolManual87,014 mi2016
Band A · £20/yr
£103/mo
£4,268
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2015 Zetec T

PetrolManual53,227 mi2015
Band A · £20/yr
£124/mo
£5,129
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Great price

Ford Fiesta

2016 Zetec Blue Edition Spring

PetrolManual50,215 mi2016
Band A · £20/yr
£132/mo
£4,990
cash

Ezy Access·4.5 (207)· South Ruislip

Ford Fiesta
Fair price

Ford Fiesta

2017 Zetec

PetrolManual52,389 mi2017
£200/yr
£134/mo
£5,892
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Good price

Ford Fiesta

2014 Zetec

PetrolManual25,000 mi2014
Band C · £35/yr
£156/mo
£6,995
cash

East Knighton Car Sales·4.6 (61)· Dorchester

Ford Fiesta
Great price

Ford Fiesta

2019 Zetec

PetrolManual44,650 mi2019
£200/yr
£166/mo
£7,280
cash

Cobalt Motors·4.5 (149)· Gosforth

Ford Fiesta
Great price

Ford Fiesta

2016 Titanium X

PetrolManual18,900 mi2016
Band A · £20/yr
£171/mo
£7,500
cash

Vantage Autohouse·4.9 (19)· Cwmbran

Ford Fiesta
Above market

Ford Fiesta

2017 Zetec T Auto

PetrolAutomatic56,573 mi2017
£200/yr
£184/mo
£8,163
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2017 Zetec T Auto

PetrolAutomatic35,115 mi2017
£200/yr
£189/mo
£8,376
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Great price

Ford Fiesta

2019 St-line X Turbo

PetrolManual51,630 mi2019
£200/yr
£189/mo
£8,280
cash

Cobalt Motors·4.5 (149)· Gosforth

Ford Fiesta
Fair price

Ford Fiesta

2020 St-line Edition T Mhev

PetrolManual61,245 mi2020
£200/yr
£190/mo
£8,490
cash

Ezy Access·4.5 (207)· South Ruislip

Ford Fiesta
Fair price

Ford Fiesta

2020 Titanium T Auto

PetrolAutomatic69,613 mi2020
£200/yr
£192/mo
£8,799
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2018 Titanium Tdci

DieselManual38,540 mi2018
£200/yr
£196/mo
£8,695
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Above market

Ford Fiesta

2018 Active 1 Turbo Auto

PetrolAutomatic61,817 mi2018
£200/yr
£197/mo
£8,750
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2022 St-line Edition T Mhev

PetrolManual56,952 mi2022
£200/yr
£218/mo
£9,965
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

What deposit is needed to get a Ford Fiesta under £200 a month?
Based on a representative example of 0% deposit, a 13% APR, and a 60-month HP term, your monthly payment could be higher. A larger deposit will typically lower your monthly payments for a Ford Fiesta, and finance is subject to status.
Does my credit score affect the monthly payment for a Ford Fiesta?
Yes, it does. The finance rates quoted are representative examples, and the specific Annual Percentage Rate (APR) offered to you for a Ford Fiesta will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for a Ford Fiesta on this budget?
With Hire Purchase (HP), you own the Ford Fiesta at the end of the term after all payments. Personal Contract Purchase (PCP) involves lower monthly payments but a final balloon payment if you wish to own the car; Motoring Today's PCP vs HP finance guide covers this in full.