Motoring Today

Ford Fiesta under £500 per month

8 used Ford Fiesta listings from £151/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 11 Ford Fiesta models currently available on Motoring Today for under £500 per month, with this selection last updated on 24 September 2026. This monthly budget typically secures a range of popular Fiesta trims, with qualifying models in this category starting from £123 per month. The cash price equivalent for these cars ranges from £5,495 to £11,759. The representative finance example for this search is based on a 60-month Hire Purchase (HP) agreement with a 13% APR and no deposit required. Finance is subject to status, and each car shows its own dealer's representative example. The Fiesta is well-known for its agile handling and fuel efficiency, making it a consistently popular choice among UK drivers for both urban and longer journeys.

In stock
8

Live Ford Fiesta listings

From / month
£151/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Ford Fiesta
Fair price

Ford Fiesta

2016 Zetec White Edition Spring

PetrolManual53,194 mi2016
Band A · £20/yr
£151/mo
£5,695
cash

Durnford Motors·4.5 (181)· Southampton

Ford Fiesta
Fair price

Ford Fiesta

2018 Titanium Tdci

DieselManual38,540 mi2018
£200/yr
£192/mo
£8,499
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2022 St-line Edition T Mhev

PetrolManual56,965 mi2022
£200/yr
£218/mo
£9,965
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Above market

Ford Fiesta

2018 Active 1 Turbo Auto

PetrolAutomatic61,822 mi2018
£200/yr
£197/mo
£8,750
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Good price

Ford Fiesta

2020 Titanium T

PetrolManual45,389 mi2020
£200/yr
£200/mo
£8,795
cash

Durnford Motors·4.5 (181)· Southampton

Ford Fiesta
Fair price

Ford Fiesta

2015 Titanium X Auto

PetrolAutomatic18,034 mi2015
Band C · £35/yr
£225/mo
£9,300
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2023 St-line T

PetrolManual32,301 mi2023
£200/yr
£271/mo
£11,995
cash

Car-pod Ltd·4.9 (172)· North Baddesley

Ford Fiesta
Above market

Ford Fiesta

2023 St-3 T

PetrolManual20,046 mi2023
£200/yr
£438/mo
£19,995
cash

Maybury Car Sales·4.8 (12)· Edinburgh

Frequently asked questions

What deposit is needed to get a Ford Fiesta under £500 per month?
A representative example for a Ford Fiesta with 13% APR over 60 months shows a £0 deposit. A larger deposit will typically lower your monthly payments, helping you stay under £500. All finance is subject to status.
Does my credit score affect the monthly payment for a Ford Fiesta?
Yes, the quoted representative rates are examples. The personal APR offered for your Ford Fiesta finance deal depends on your individual credit history and the lender's affordability checks.
Which is better for this budget, HP or PCP, for a Ford Fiesta?
With Hire Purchase (HP), you own the Ford Fiesta outright after the final payment, while Personal Contract Purchase (PCP) typically offers lower monthly payments but involves a balloon payment to own the car or returning it. Motoring Today's PCP vs HP finance guide covers the differences in full.