Motoring Today

Ford Fiesta under £400 per month

17 used Ford Fiesta listings from £78/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

A cash price range of £2,995 to £9,995 is currently available for Ford Fiestas that come in under £400 per month on Motoring.Today, with the cheapest monthly payment starting at £67. This selection, updated on 24 July 2026, comprises 21 models. These finance examples typically assume a £0 deposit over 60 months at 13% APR on a Hire Purchase (HP) agreement. For many buyers, this budget bracket for a used Ford Fiesta typically secures models from earlier generations or those with higher mileage, offering a reliable compact car at an accessible monthly cost. Finance is subject to status and individual circumstances.

In stock
17

Live Ford Fiesta listings

From / month
£78/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Ford Fiesta
Above market

Ford Fiesta

2014 Zetec Tdci

DieselManual104,205 mi2014
Band A · £20/yr
£78/mo
£3,200
cash

CG Motorland·4.5 (202)· Leicester

Ford Fiesta
Fair price

Ford Fiesta

2015 Zetec T

PetrolManual53,227 mi2015
Band A · £20/yr
£124/mo
£5,129
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Good price

Ford Fiesta

2016 Zetec Blue Edition Spring

PetrolManual50,215 mi2016
Band A · £20/yr
£145/mo
£5,490
cash

Ezy Access·4.5 (207)· Ruislip

Ford Fiesta

Ford Fiesta

2019 Titanium Turbo

PetrolManual59,584 mi2019
£200/yrHome delivery
£156/mo
£7,299
cash

Anycolour Car·4.9 (148)· Barnsley

Ford Fiesta
Good price

Ford Fiesta

2014 Zetec

PetrolManual25,000 mi2014
Band C · £35/yr
£156/mo
£6,995
cash

East Knighton Car Sales·4.6 (58)· Dorchester

Ford Fiesta
Great price

Ford Fiesta

2019 Zetec

PetrolManual44,650 mi2019
£200/yr
£166/mo
£7,280
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Fiesta
Above market

Ford Fiesta

2017 Zetec T

PetrolManual56,600 mi2017
£200/yr
£172/mo
£7,395
cash

Durnford Motors·4.5 (179)· Southampton

Ford Fiesta
Above market

Ford Fiesta

2017 Zetec T Auto

PetrolAutomatic56,600 mi2017
£200/yr
£184/mo
£8,163
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2016 Titanium X

PetrolManual18,900 mi2016
Band A · £20/yr
£190/mo
£8,350
cash

Vantage Autohouse·5.0 (17)· Newport

Ford Fiesta
Fair price

Ford Fiesta

2020 Titanium T Auto

PetrolAutomatic69,613 mi2020
ULEZ ✓£200/yr
£192/mo
£8,799
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2017 Zetec T Auto

PetrolAutomatic35,115 mi2017
£200/yr
£194/mo
£8,600
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2018 Titanium Tdci

DieselManual38,540 mi2018
£200/yr
£196/mo
£8,695
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Above market

Ford Fiesta

2018 Active 1 Turbo Auto

PetrolAutomatic61,817 mi2018
£200/yr
£197/mo
£8,750
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Good price

Ford Fiesta

2019 St-line X Turbo

PetrolManual51,630 mi2019
£200/yr
£200/mo
£8,780
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Fiesta
Fair price

Ford Fiesta

2023 St-line T Mhev Auto

Hyb PetrolAutomatic64,873 mi2023
ULEZ ✓£200/yr
£257/mo
£11,759
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2015 Titanium X Auto

PetrolAutomatic18,034 mi2015
Band C · £35/yr
£230/mo
£9,514
cash

AB Dealers·4.6 (196)· Feltham

Ford Fiesta
Above market

Ford Fiesta

2020 St-3 T

PetrolManual36,696 mi2020
£200/yr
£357/mo
£16,495
cash

Maybury Car Sales·4.7 (10)· Edinburgh

Frequently asked questions

What deposit is needed for a Ford Fiesta under £400 per month?
Based on a representative example of 13% APR over 60 months HP, a £0 deposit typically results in a monthly payment above this. A larger deposit would lower your monthly payments, and finance is subject to status.
Does my credit score affect the monthly payment for a Ford Fiesta?
Yes, the representative rates quoted are not guaranteed. The actual personal APR offered, and therefore your monthly payment, will depend on your credit history and affordability checks.
Should I choose HP or PCP for a Ford Fiesta in this budget?
For this budget, HP means you own the car at the end of the agreement, while PCP offers lower monthly payments but typically requires a balloon payment or return of the car. Motoring Today's PCP vs HP finance guide covers the differences in full.