Motoring Today

Ford Fiesta under £400 per month

7 used Ford Fiesta listings from £151/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 11 Ford Fiesta models currently available on Motoring Today for under £400 per month, updated on 24 September 2026. This selection typically offers models with a cash price between £5,495 and £11,759, with the cheapest finance option starting from £123 per month. All finance examples on this page are representative and subject to status. The representative finance figures are based on a 60-month Hire Purchase agreement, with no deposit required and an Annual Percentage Rate (APR) of 13%. This budget typically allows you to consider various Fiesta specifications and engine sizes. The Fiesta is a popular supermini known for its engaging driving dynamics and practical size, making it a common choice for those seeking a reliable and economical hatchback.

In stock
7

Live Ford Fiesta listings

From / month
£151/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Ford Fiesta
Fair price

Ford Fiesta

2016 Zetec White Edition Spring

PetrolManual53,194 mi2016
Band A · £20/yr
£151/mo
£5,695
cash

Durnford Motors·4.5 (181)· Southampton

Ford Fiesta
Fair price

Ford Fiesta

2018 Titanium Tdci

DieselManual38,540 mi2018
£200/yr
£192/mo
£8,499
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2022 St-line Edition T Mhev

PetrolManual56,965 mi2022
£200/yr
£218/mo
£9,965
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Above market

Ford Fiesta

2018 Active 1 Turbo Auto

PetrolAutomatic61,822 mi2018
£200/yr
£197/mo
£8,750
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Good price

Ford Fiesta

2020 Titanium T

PetrolManual45,389 mi2020
£200/yr
£200/mo
£8,795
cash

Durnford Motors·4.5 (181)· Southampton

Ford Fiesta
Fair price

Ford Fiesta

2015 Titanium X Auto

PetrolAutomatic18,034 mi2015
Band C · £35/yr
£225/mo
£9,300
cash

AB Dealers·4.6 (235)· Feltham

Ford Fiesta
Fair price

Ford Fiesta

2023 St-line T

PetrolManual32,301 mi2023
£200/yr
£271/mo
£11,995
cash

Car-pod Ltd·4.9 (172)· North Baddesley

Frequently asked questions

What deposit is needed to get a Ford Fiesta under £400 a month?
Based on a representative example, a Ford Fiesta could be financed with a £0 deposit over 60 months at 13% APR. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Ford Fiesta?
Yes, quoted rates are representative examples. The personal APR offered for your Ford Fiesta will depend on your credit history and the lender's affordability checks.
Which is better for budgeting, HP or PCP, for a Ford Fiesta?
With HP (Hire Purchase), you're aiming to own the car outright after the final payment. PCP (Personal Contract Purchase) typically has lower monthly payments as you don't own the car unless you make a final balloon payment. Motoring Today's PCP vs HP finance guide covers this in full detail.