Motoring Today

Honda Civic under £300 per month

3 used Honda Civic listings from £226/mo under £300 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 6 Honda Civic models available under £300 per month, with this selection updated on 14 August 2026. This finance offer assumes an illustrative 0% deposit, a 60-month term, and a representative APR of 13% on a Hire Purchase (HP) agreement. Finance is subject to status. These qualifying Honda Civic models typically start from just £182 per month, covering a cash price range of £7,992 to £20,000. For this budget, you can expect to find a wide variety of used Civics, from economical 1.0-litre petrol models to more potent 1.5-litre turbo variants, offering a blend of reliability and practicality that the Civic is known for.

In stock
3

Live Honda Civic listings

From / month
£226/mo

Cheapest representative quote

Monthly budget
£300

Under £300 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Honda Civic
Fair price

Honda Civic

2017 Vtec Ex

PetrolCVT76,642 mi2017
ULEZ ✓£200/yr
£226/mo
£9,999
cash

AB Dealers·4.6 (196)· Feltham

Honda Civic
Fair price

Honda Civic

2018 Vtec Sr

PetrolManual47,764 mi2018
£200/yr
£244/mo
£10,495
cash

Durnford Motors·4.5 (179)· Southampton

Honda Civic
Good price

Honda Civic

2019 Ex Vtec

PetrolManual41,400 mi2019
£200/yr
£262/mo
£11,480
cash

Cobalt Motors·4.5 (143)· West Allotment

Frequently asked questions

What deposit is needed to get a Honda Civic under £300 a month?
A representative example for a Honda Civic at Motoring.Today uses a 0% deposit over 60 months with a 12.9% APR. This typically results in a monthly payment from £182. A larger deposit would likely reduce your monthly payments further; finance is subject to status.
Does my credit score affect the monthly payment for a Honda Civic?
Yes, your credit score can affect your monthly payment. The rates quoted are representative; the personal APR offered to you will depend on your individual credit history and affordability checks.
Which is better for this budget, HP or PCP, for a Honda Civic?
With HP, you own the car outright at the end of the agreement once all payments are made. PCP offers lower monthly payments by deferring a significant portion of the cost to an optional final 'balloon' payment, giving you options to buy, return, or part-exchange. Motoring.Today's PCP vs HP finance guide details the full differences.