What deposit is needed to get a Honda Civic under £400 a month?

A typical representative finance example for a Honda Civic at Motoring.Today is Hire Purchase over 60 months with a 12.9% APR, and can start from £182 per month with no upfront deposit. A larger deposit would typically lower your monthly payments, but finance is subject to status.

Does my credit score affect the monthly payment?

Yes, it does. The quoted rates are representative examples; the personal APR offered depends on your individual credit history and affordability checks.

Should I choose HP or PCP for this budget?

Hire Purchase (HP) means you own the car at the end of the agreement, whereas Personal Contract Purchase (PCP) involves lower monthly payments with a balloon payment at the end if you wish to keep it. Motoring.Today's PCP vs HP finance guide provides full details.

Honda Civic under £400 per month

In stock

Live Honda Civic listings

From / month

£226/mo

Cheapest representative quote

Monthly budget

£400

Under £400 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Fair price

Honda Civic

2017 Vtec Ex

PetrolCVT76,642 mi2017

ULEZ ✓£200/yr

£226/mo

£9,999

cash

AB Dealers·4.6 (196)· Feltham

Fair price

Honda Civic

2018 Vtec Sr

PetrolManual47,764 mi2018

£200/yr

£244/mo

£10,495

cash

Durnford Motors·4.5 (179)· Southampton

Good price

Honda Civic

2019 Ex Vtec

PetrolManual41,400 mi2019

£200/yr

£262/mo

£11,480

cash

Cobalt Motors·4.5 (143)· West Allotment

Frequently asked questions

What deposit is needed to get a Honda Civic under £400 a month?: A typical representative finance example for a Honda Civic at Motoring.Today is Hire Purchase over 60 months with a 12.9% APR, and can start from £182 per month with no upfront deposit. A larger deposit would typically lower your monthly payments, but finance is subject to status.
Does my credit score affect the monthly payment?: Yes, it does. The quoted rates are representative examples; the personal APR offered depends on your individual credit history and affordability checks.
Should I choose HP or PCP for this budget?: Hire Purchase (HP) means you own the car at the end of the agreement, whereas Personal Contract Purchase (PCP) involves lower monthly payments with a balloon payment at the end if you wish to keep it. Motoring.Today's PCP vs HP finance guide provides full details.