What deposit is needed to get a Honda Civic under £500 a month?

Based on a representative example with 12.9% APR over 60 months, a £0 deposit could secure a Honda Civic from £182 per month. A larger deposit would typically lower your monthly payments. Finance is subject to status.

Will my credit score affect the monthly payment for a Honda Civic?

Yes, it can. The finance rates quoted are representative examples, and the personal APR offered to you will depend on your individual credit history and affordability checks.

Should I choose HP or PCP for a Honda Civic within this budget?

With Hire Purchase (HP), you own the car outright once all payments are made, whereas Personal Contract Purchase (PCP) involves lower monthly payments but leaves a balloon payment or return option at the end. For a full explanation of these options, please refer to Motoring.Today's PCP vs HP finance guide.

Honda Civic under £500 per month

In stock

Live Honda Civic listings

From / month

£226/mo

Cheapest representative quote

Monthly budget

£500

Under £500 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Fair price

Honda Civic

2017 Vtec Ex

PetrolCVT76,642 mi2017

ULEZ ✓£200/yr

£226/mo

£9,999

cash

AB Dealers·4.6 (196)· Feltham

Fair price

Honda Civic

2018 Vtec Sr

PetrolManual47,764 mi2018

£200/yr

£244/mo

£10,495

cash

Durnford Motors·4.5 (179)· Southampton

Good price

Honda Civic

2019 Ex Vtec

PetrolManual41,400 mi2019

£200/yr

£262/mo

£11,480

cash

Cobalt Motors·4.5 (143)· West Allotment

Frequently asked questions

What deposit is needed to get a Honda Civic under £500 a month?: Based on a representative example with 12.9% APR over 60 months, a £0 deposit could secure a Honda Civic from £182 per month. A larger deposit would typically lower your monthly payments. Finance is subject to status.
Will my credit score affect the monthly payment for a Honda Civic?: Yes, it can. The finance rates quoted are representative examples, and the personal APR offered to you will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for a Honda Civic within this budget?: With Hire Purchase (HP), you own the car outright once all payments are made, whereas Personal Contract Purchase (PCP) involves lower monthly payments but leaves a balloon payment or return option at the end. For a full explanation of these options, please refer to Motoring.Today's PCP vs HP finance guide.