Motoring Today

Kia Sportage under £200 per month

3 used Kia Sportage listings from £183/mo under £200 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 5 Kia Sportage models currently available for less than £200 per month, as of 15 August 2026. This monthly budget typically secures models within a cash price range of £4,895 to £8,425, with the cheapest available from £119 per month. For representative finance examples across this selection, a typical offer might include a 0 deposit, a 60-month term, and a 13% APR, structured as a Hire Purchase (HP) agreement. Finance is subject to status and may vary between dealers. This budget bracket for the Kia Sportage often provides access to earlier generations of this popular SUV, known for its practical family appeal and solid build quality.

In stock
3

Live Kia Sportage listings

From / month
£183/mo

Cheapest representative quote

Monthly budget
£200

Under £200 a month

KIA Sportage
Great price

KIA Sportage

2017 2 Isg

PetrolManual73,698 mi2017
£200/yr
£183/mo
£8,099
cash

AB Dealers·4.6 (196)· Feltham

KIA Sportage
Fair price

KIA Sportage

2018 2 Crdi Isg

DieselManual101,631 mi2018
£200/yr
£184/mo
£7,995
cash

Car-pod Ltd·4.9 (169)· North Baddesley

KIA Sportage
Fair price

KIA Sportage

2017 4 Crdi Isg

DieselManual87,661 mi2017
£200/yr
£186/mo
£8,325
cash

RMB & Son Motors·4.5 (19)· Ross-On-Wye

Frequently asked questions

What deposit is typically needed to secure a Kia Sportage for under £200 a month?
A representative example for a Kia Sportage, based on a 60-month HP agreement at 13% APR, shows that a deposit of £0 may be offered. A larger initial deposit would typically reduce your monthly payments further. Finance is subject to status.
Does my credit score affect the monthly payment amount for a Kia Sportage?
Yes, the actual APR offered for your finance agreement depends on your individual credit history and an affordability assessment. The quoted rates are representative examples, and your personal APR may vary.
Which finance option, HP or PCP, is better suited for a Kia Sportage under this budget?
For this budget, HP (Hire Purchase) means you own the car at the end of the agreement after all payments are made. PCP (Personal Contract Purchase) offers lower monthly payments but involves a balloon payment or returning the car. Motoring Today's PCP vs HP finance guide covers the practical differences in full.