Motoring Today

Kia Sportage under £200 per month

5 used Kia Sportage listings from £147/mo under £200 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 5 Kia Sportage models available for under £200 per month, as of 2 October 2026. This selection includes models with cash prices ranging from £6,495 to £8,325, with the cheapest monthly payment starting at £150. These representative finance examples are typically based on a 60-month Hire Purchase (HP) agreement with a 0% deposit and an Annual Percentage Rate (APR) of 13%. Finance is subject to status, and the specific terms for each car are provided by the individual dealer. A used Kia Sportage in this price bracket typically offers practical family motoring with a reputation for reliability. These models often appeal to buyers seeking an affordable SUV with a good balance of space and features.

In stock
5

Live Kia Sportage listings

From / month
£147/mo

Cheapest representative quote

Monthly budget
£200

Under £200 a month

KIA Sportage
Above market

KIA Sportage

2016 2 Isg

PetrolManual91,761 mi2016
Band F · £225/yr
£147/mo
£6,495
cash

Car-pod Ltd·4.9 (172)· North Baddesley

KIA Sportage
Good price

KIA Sportage

2018 2 Crdi Isg

DieselManual101,631 mi2018
£200/yr
£159/mo
£6,995
cash

Car-pod Ltd·4.9 (172)· North Baddesley

KIA Sportage
Good price

KIA Sportage

2016 3 Isg Crdi

DieselManual89,000 mi2016
Band C · £35/yr
£179/mo
£7,995
cash

NG9 Motors·4.5 (90)· Nottingham

KIA Sportage
Great price

KIA Sportage

2018 2 Isg 4x4

PetrolManual96,589 mi2018
£200/yr
£182/mo
£7,846
cash

Cobalt Motors·4.5 (153)· Gosforth

KIA Sportage
Great price

KIA Sportage

2023 2 Isg

PetrolManual83,000 mi2023
£200/yr
£241/mo
£10,995
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Frequently asked questions

What deposit is typically needed to get a Kia Sportage for under £200 per month?
Based on a representative finance example of 13% APR over 60 months, you would typically need a deposit of £0 to achieve monthly payments under £200. A larger deposit would further reduce your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Kia Sportage?
Yes, the monthly payment will be affected by your credit score. Quoted representative APRs are examples, and the personal APR offered depends on your individual credit history and affordability checks.
Should I choose HP or PCP for a Kia Sportage within this budget?
HP sees you own the car outright at the end of the term, whereas PCP offers lower monthly payments but requires a final balloon payment or return of the car. Motoring Today's comprehensive PCP vs HP finance guide covers this in full detail.