Motoring Today

Kia Sportage under £250 per month

7 used Kia Sportage listings from £147/mo under £250 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

You'll find 5 Kia Sportage models currently available for under £250 per month, updated on 18 September 2026. This finance example assumes a 0 deposit, a 60-month Hire Purchase (HP) agreement, and a representative APR of 13%. Please note that finance is subject to status. At this monthly budget, you can typically find Kia Sportage models ranging from £5,995 to £9,995 cash price, with the cheapest available from £142 per month. The Sportage is a popular choice for its practical SUV styling and reputation for reliability, making it a strong contender in the used family car market. Each car shown will feature its own specific representative finance example from the selling dealer.

In stock
7

Live Kia Sportage listings

From / month
£147/mo

Cheapest representative quote

Monthly budget
£250

Under £250 a month

KIA Sportage
Above market

KIA Sportage

2016 2 Isg

PetrolManual91,761 mi2016
Band F · £225/yr
£147/mo
£6,495
cash

Car-pod Ltd·4.9 (172)· North Baddesley

KIA Sportage
Good price

KIA Sportage

2018 2 Crdi Isg

DieselManual101,631 mi2018
£200/yr
£159/mo
£6,995
cash

Car-pod Ltd·4.9 (172)· North Baddesley

KIA Sportage
Good price

KIA Sportage

2016 3 Isg Crdi

DieselManual89,000 mi2016
Band C · £35/yr
£179/mo
£7,995
cash

NG9 Motors·4.5 (90)· Nottingham

KIA Sportage
Great price

KIA Sportage

2018 2 Isg 4x4

PetrolManual96,589 mi2018
£200/yr
£182/mo
£7,846
cash

Cobalt Motors·4.5 (153)· Gosforth

KIA Sportage
Great price

KIA Sportage

2023 2 Isg

PetrolManual83,000 mi2023
£200/yr
£241/mo
£10,995
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

KIA Sportage
Great price

KIA Sportage

2017 2 Crdi Isg Semi-auto

DieselAutomatic60,928 mi2017
Band D · £170/yr
£208/mo
£9,495
cash

SWS Car Sales Ltd·3.7 (124)· Cobham

KIA Sportage
Above market

KIA Sportage

2018 2 Isg

PetrolManual56,000 mi2018
£200/yr
£219/mo
£9,495
cash

Protheroes·4.4 (74)· Market Harborough

Frequently asked questions

What deposit is needed to get a Kia Sportage under £250 a month?
Based on a representative example for a Kia Sportage, a deposit of £0 over 60 months at 13% APR could be available. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Kia Sportage?
Yes, it does. The quoted rates are representative examples, and the personal APR offered to you will depend on your individual credit history and affordability checks.
Which is better for my budget: HP or PCP for a Kia Sportage?
Hire Purchase (HP) means you own the car at the end of the agreement after all payments are made, whereas Personal Contract Purchase (PCP) typically offers lower monthly payments but involves a balloon payment to own the car. Motoring Today's PCP vs HP finance guide covers the differences in full.