Motoring Today

Kia Sportage under £400 per month

10 used Kia Sportage listings from £183/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 10 Kia Sportage models available on Motoring Today for under £400 per month, updated on 19 August 2026. This selection includes models with cash prices ranging from £4,895 to £13,895, with the cheapest monthly payment currently at £119. For illustrative purposes, the representative finance example provided assumes a 0% deposit over 60 months at an Annual Percentage Rate (APR) of 13% on a Hire Purchase (HP) agreement. This budget typically secures a range of Sportage generations, from earlier, value-focused editions to more recent models, offering a practical SUV known for its family-friendly space and comprehensive equipment levels. Finance is subject to status, and each car shows its own dealer's specific representative example.

In stock
10

Live Kia Sportage listings

From / month
£183/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
KIA Sportage
Great price

KIA Sportage

2017 2 Isg

PetrolManual73,698 mi2017
£200/yr
£183/mo
£8,099
cash

AB Dealers·4.6 (196)· Feltham

KIA Sportage
Fair price

KIA Sportage

2018 2 Crdi Isg

DieselManual101,631 mi2018
£200/yr
£184/mo
£7,995
cash

Car-pod Ltd·4.9 (169)· North Baddesley

KIA Sportage
Fair price

KIA Sportage

2017 4 Crdi Isg

DieselManual87,661 mi2017
£200/yr
£186/mo
£8,325
cash

RMB & Son Motors·4.5 (19)· Ross-On-Wye

KIA Sportage
Great price

KIA Sportage

2017 2 Isg

PetrolManual68,083 mi2017
£200/yr
£202/mo
£8,695
cash

Durnford Motors·4.5 (179)· Southampton

KIA Sportage
Great price

KIA Sportage

2017 2 Isg

PetrolManual69,951 mi2017
£200/yr
£202/mo
£8,695
cash

Durnford Motors·4.5 (179)· Southampton

KIA Sportage
Great price

KIA Sportage

2016 Crdi Gt-line

DieselManual75,000 mi2016
Band E · £200/yr
£216/mo
£9,495
cash

Protheroes·4.4 (73)· Market Harborough

KIA Sportage
Great price

KIA Sportage

2017 Gt-line Crdi 4x4 Auto

DieselAutomatic82,000 mi2017
£200/yr
£230/mo
£9,995
cash

NG9 Motors·4.5 (88)· Nottingham

KIA Sportage
Great price

KIA Sportage

2023 2 Isg

PetrolManual83,000 mi2023
£200/yr
£264/mo
£12,200
cash

Hanworth Autos Ltd·4.3 (32)· Feltham

KIA Sportage
Great price

KIA Sportage

2021 Jbl Black Edition Isg

PetrolManual60,629 mi2021
£200/yr
£304/mo
£13,895
cash

Mountsorrel Car Sales·4.9 (38)· Loughborough

KIA Sportage
Great price

KIA Sportage

2018 Gt-line Semi-auto

PetrolAutomatic40,390 mi2018
£200/yr
£309/mo
£13,290
cash

Ezy Access·4.5 (207)· Ruislip

Frequently asked questions

What deposit is needed to get a Kia Sportage under £400 per month?
A typical representative finance example for a Kia Sportage under £400 per month involves a 0% deposit over 60 months at 13% APR. A larger deposit will usually lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment?
Yes, it does. The quoted rates are representative examples, and the personal APR offered to you will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for this budget?
With Hire Purchase (HP), you own the car outright after the final payment, whereas Personal Contract Purchase (PCP) involves a balloon payment if you wish to own the car at the end of the term. Motoring Today's PCP vs HP finance guide covers the differences in full.