What deposit is needed to get a Vauxhall Astra under £400 per month?

Based on a representative example with a 0% deposit over 60 months at 13% APR (HP), you can expect payments from £162 per month. A larger deposit will typically lower your monthly payments. Finance is subject to status.

Does my credit score affect the monthly payment for a Vauxhall Astra?

Yes, quoted finance rates are representative. The personal Annual Percentage Rate (APR) offered to you depends on your individual credit history and an assessment of affordability.

Should I choose HP or PCP for a Vauxhall Astra within this budget?

Under a Hire Purchase (HP) agreement, you own the car outright after the final payment. Personal Contract Purchase (PCP) typically offers lower monthly payments but requires a final balloon payment or return of the car to own it, with our comprehensive finance guide explaining the options in full.

Vauxhall Astra under £400 per month

In stock

Live Vauxhall Astra listings

From / month

£162/mo

Cheapest representative quote

Monthly budget

£400

Under £400 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Fair price

Vauxhall Astra

2017 Sri

PetrolManual42,841 mi2017

£200/yr

£162/mo

£7,198

cash

AB Dealers·4.6 (196)· Feltham

Above market

Vauxhall Astra

2015 Design

PetrolManual45,000 mi2015

Band F · £225/yr

£172/mo

£6,495

cash

Protheroes·4.4 (73)· Market Harborough

Good price

Vauxhall Astra

2021 Sri T

PetrolManual40,100 mi2021

£200/yr

£205/mo

£8,990

cash

Cobalt Motors·4.5 (143)· West Allotment

Frequently asked questions

What deposit is needed to get a Vauxhall Astra under £400 per month?: Based on a representative example with a 0% deposit over 60 months at 13% APR (HP), you can expect payments from £162 per month. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Vauxhall Astra?: Yes, quoted finance rates are representative. The personal Annual Percentage Rate (APR) offered to you depends on your individual credit history and an assessment of affordability.
Should I choose HP or PCP for a Vauxhall Astra within this budget?: Under a Hire Purchase (HP) agreement, you own the car outright after the final payment. Personal Contract Purchase (PCP) typically offers lower monthly payments but requires a final balloon payment or return of the car to own it, with our comprehensive finance guide explaining the options in full.