Above market
Vauxhall Astra
2015 Design
PetrolManual58,388 mi2015
Band F · £225/yr
£140/mo
£5,295
cash
Durnford Motors·4.5 (181)· Southampton
Vauxhall Astra representative finance example
A genuine Hire Purchase quote for a 2017 Vauxhall Astra currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £207
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £8,995.00
- Cash deposit
- £0.00
- Total amount of credit
- £8,995.00
- Total amount payable
- £12,427.00
- Representative APR
- 14.4%
- Total charge for credit
- £3,431.00
- Fixed rate of interest pa
- 7.63%
- Option to purchase fee
- £1.00
The legal bit
Protheroe Motor Group Limited (THE) is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 723789).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Vauxhall Astra finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Astra, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Astra outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Vauxhall Astra
Check your eligibility for Vauxhall Astra finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityVauxhall Astra in stock now — from £5,295
Above market
Vauxhall Astra
2017 Sri Vx-line Nav
PetrolManual37,000 mi2017
£200/yr
£207/mo
£8,995
cash
Protheroes·4.4 (74)· Market Harborough
Fair price
Vauxhall Astra
2019 Sri T S/s Auto
PetrolAutomatic29,393 mi2019
£200/yr
£219/mo
£9,999
cash
AB Dealers·4.6 (235)· Feltham
Frequently asked questions
- How much is a Vauxhall Astra on finance per month?
- Finance on a used Vauxhall Astra starts from around £140 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Vauxhall Astra deal with the full APR and totals.
- Can I get a Vauxhall Astra on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Vauxhall Astra listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Vauxhall Astra — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Astra outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Vauxhall Astra finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Vauxhall Astra?
- There's no fixed minimum — many Vauxhall Astra agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Vauxhall Astra per month on finance?
- A used Vauxhall Astra could be yours for as little as £176 per month. This representative example assumes an initial deposit of £0, a 13% APR, and is based on a 60-month Hire Purchase agreement. Finance is subject to status.
- What deposit and APR do I need for a used Vauxhall Astra?
- The representative finance example for a used Vauxhall Astra shows a 0% deposit and a 13% APR. However, the exact deposit and interest rate you'll be offered will depend on your personal credit history and affordability assessment.
- Can I get finance on a used Vauxhall Astra with the price range shown?
- Yes, finance options are available for used Vauxhall Astra models within the displayed price range, which starts from £8051. The cheapest monthly payment of £176 is based on models available at the lower end of this range.