Good price
Vauxhall Mokka X
2017 Design Nav T S/s
PetrolManual97,102 mi2017
£200/yr
£116/mo
£4,794
cash
Cobalt Motors·4.5 (149)· Gosforth
Vauxhall Mokka X representative finance example
A genuine Hire Purchase quote for a 2018 Vauxhall Mokka X currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £173
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £7,495.00
- Cash deposit
- £0.00
- Total amount of credit
- £7,495.00
- Total amount payable
- £10,355.00
- Representative APR
- 14.4%
- Total charge for credit
- £2,859.00
- Fixed rate of interest pa
- 7.63%
- Option to purchase fee
- £1.00
The legal bit
OAK TREE MOTOR COMPANY WALES LIMITED is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 448152).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Vauxhall Mokka X finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Mokka X, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Mokka X outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Vauxhall Mokka X
Check your eligibility for Vauxhall Mokka X finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityVauxhall Mokka X in stock now — from £4,794
Fair price
Vauxhall Mokka X
2018 Design Nav Ecotec S/s
PetrolManual55,027 mi2018
£200/yr
£173/mo
£7,495
cash
Oaktree Motor Company·4.7 (193)· Cwmbran
Above market
Vauxhall Mokka X
2017 Active T S/s
PetrolManual52,000 mi2017
Band E · £200/yr
£179/mo
£7,795
cash
Protheroes·4.4 (73)· Market Harborough
Fair price
Vauxhall Mokka X
2019 Elite Ecotec S/s
PetrolManual49,815 mi2019
£200/yr
£175/mo
£7,998
cash
AB Dealers·4.6 (196)· Feltham
Frequently asked questions
- How much is a Vauxhall Mokka X on finance per month?
- Finance on a used Vauxhall Mokka X starts from around £116 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Vauxhall Mokka X deal with the full APR and totals.
- Can I get a Vauxhall Mokka X on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Vauxhall Mokka X listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Vauxhall Mokka X — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Mokka X outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Vauxhall Mokka X finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Vauxhall Mokka X?
- There's no fixed minimum — many Vauxhall Mokka X agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Vauxhall Mokka X per month on finance?
- A used Vauxhall Mokka X can be financed from approximately £173 per month. This representative example assumes a 13% APR, a £0 deposit, and a 60-month Hire Purchase agreement, and finance is subject to status.
- What deposit and APR do I need for a used Vauxhall Mokka X?
- Our representative finance example for a Vauxhall Mokka X is based on a 13% APR with a £0 deposit. Your personal APR and deposit amount will depend on your credit history and affordability assessment.
- Should I choose HP or PCP for a used Vauxhall Mokka X?
- With Hire Purchase (HP), you pay fixed monthly instalments and own the Vauxhall Mokka X outright at the end of the term. Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment or returning the car to own it.
- Can I get finance on a used Vauxhall Mokka X within the price range shown?
- Yes, finance is available for used Vauxhall Mokka X models priced from £4794 to £7998. The representative example monthly payment of £173 is based on financing a vehicle from the lower end of this price range.