Motoring Today

Vauxhall Mokka X finance

PCP and Hire Purchase deals on a used Vauxhall Mokka X through our approved UK dealers — from £138/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Vauxhall Mokka X on finance?

Used Vauxhall Mokka X finance starts from around £138 a month across the 5 in stock, with a typical monthly of about £179. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Vauxhall Mokka X deal, including the APR, deposit and total amount payable.

From
£138/mo
Typical
£179/mo
Cash price from
£5,980
In stock
5

Mokka X start at £5,980 and run up to £8,591, across 6

Vauxhall Mokka X representative finance example

A genuine Hire Purchase quote for a 2017 Vauxhall Mokka X currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£179
Term
60 months
Contract length
60 months
Cash price
£7,795.00
Cash deposit
£0.00
Total amount of credit
£7,795.00
Total amount payable
£10,769.00
Representative APR
14.4%
Total charge for credit
£2,973.00
Fixed rate of interest pa
7.63%
Option to purchase fee
£1.00

The legal bit

Protheroe Motor Group Limited (THE) is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 723789).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Vauxhall Mokka X finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Mokka X, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Mokka X outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Vauxhall Mokka X

Check your eligibility for Vauxhall Mokka X finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Vauxhall Mokka X in stock now — from £5,980

Vauxhall Mokka X
Great price

Vauxhall Mokka X

2019 Active Ecotec S/s

PetrolManual70,636 mi2019
£200/yr
£138/mo
£5,980
cash

Cobalt Motors·4.5 (153)· Gosforth

Vauxhall Mokka X
Good price

Vauxhall Mokka X

2019 Elite Ecotec S/s

PetrolManual49,815 mi2019
£200/yr
Finance available on request
£7,599
cash

AB Dealers·4.6 (235)· Feltham

Vauxhall Mokka X
Above market

Vauxhall Mokka X

2017 Active T S/s

PetrolManual52,000 mi2017
Band E · £200/yr
£179/mo
£7,795
cash

Protheroes·4.4 (74)· Market Harborough

Vauxhall Mokka X
Good price

Vauxhall Mokka X

2019 Active Ecotec S/s

PetrolManual37,306 mi2019
£200/yr
Finance available on request
£7,980
cash

Cobalt Motors·4.5 (153)· Gosforth

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2017 Design Nav T Auto

PetrolAutomatic45,857 mi2017
£200/yr
£194/mo
£8,591
cash

AB Dealers·4.6 (235)· Feltham

Frequently asked questions

How much is a Vauxhall Mokka X on finance per month?
Finance on a used Vauxhall Mokka X starts from around £138 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Vauxhall Mokka X deal with the full APR and totals.
Can I get a Vauxhall Mokka X on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Vauxhall Mokka X listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Vauxhall Mokka X — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Mokka X outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Vauxhall Mokka X finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Vauxhall Mokka X?
There's no fixed minimum — many Vauxhall Mokka X agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Vauxhall Mokka X per month on finance?
A used Vauxhall Mokka X can be available from £138 per month. This representative example is based on a Hire Purchase agreement with a 13% APR over 60 months and a £0 deposit. Finance is subject to status.
What deposit and APR do I need for a used Vauxhall Mokka X?
Our representative finance example shows a 13% APR with a £0 deposit on a Hire Purchase agreement. The actual deposit required and the personal APR you are offered will depend on your credit history and affordability.
What is the difference between HP and PCP finance for a Vauxhall Mokka X?
With Hire Purchase (HP), you own the Vauxhall Mokka X outright at the end of the agreement after making all payments. Personal Contract Purchase (PCP) typically has lower monthly payments, but you either return the car, pay a balloon payment to own it, or part-exchange it at the end of the term.
Can I get finance on a used Vauxhall Mokka X with the price range shown?
Yes, finance options are available for used Vauxhall Mokka X models within our current price range, which starts from £5980. Our representative example shows finance available from £138 per month.

More Vauxhall Mokka X resources