Motoring Today

Volkswagen Golf under £300 per month

7 used Volkswagen Golf listings from £178/mo under £300 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 16 Volkswagen Golf models available on Motoring Today for under £300 per month, as of 18 September 2026. This monthly payment example is based on representative finance assumptions of a 0% deposit, a 60-month term, and a 13% APR, utilising a Hire Purchase (HP) product type. Finance is subject to status. With this budget, you can find a Volkswagen Golf from as little as £151 per month. The qualifying vehicles range in cash price from £5,695 to £14,490. This budget typically covers a range of Golf generations, often including the popular Mk7, known for its practicality and efficient engines, offering a solid blend of comfort and driving dynamics.

In stock
7

Live Volkswagen Golf listings

From / month
£178/mo

Cheapest representative quote

Monthly budget
£300

Under £300 a month

Volkswagen Golf
Great price

Volkswagen Golf

2018 Se Navigation Tsi Bluemotion Technology

PetrolManual100,413 mi2018
£200/yr
£178/mo
£7,795
cash

RMB & Son Motors·4.6 (25)· Ross-On-Wye

Volkswagen Golf
Good price

Volkswagen Golf

2018 S Tsi Bluemotion Technology

PetrolManual62,738 mi2018
£200/yr
£216/mo
£9,090
cash

AB Dealers·4.6 (235)· Feltham

Volkswagen Golf
Above market

Volkswagen Golf

2013 Se Bluemotion Technology Tsi Semi-auto

PetrolAutomatic48,000 mi2013
Band C · £35/yr
£251/mo
£9,495
cash

Protheroes·4.4 (74)· Market Harborough

Volkswagen Golf
Fair price

Volkswagen Golf

2018 Gte Advance Semi-auto

Petrol Electric HybridAutomatic83,233 mi2018
£200/yrHome delivery
£252/mo
£11,299
cash

Anycolour Car·4.9 (150)· Barnsley

Volkswagen Golf
Fair price

Volkswagen Golf

2020 Gte Semi-auto

Petrol Electric HybridAutomatic80,130 mi2020
£200/yr
£268/mo
£11,990
cash

Ezy Access·4.5 (248)· South Ruislip

Volkswagen Golf
Good price

Volkswagen Golf

2019 R-line Tsi Evo Semi-auto

PetrolAutomatic83,786 mi2019
£200/yr
£268/mo
£11,900
cash

AB Dealers·4.6 (235)· Feltham

Volkswagen Golf
Above market

Volkswagen Golf

2022 Life Tsi

PetrolManual46,000 mi2022
£200/yr
£283/mo
£14,490
cash

Protheroes·4.4 (74)· Market Harborough

Frequently asked questions

What deposit is needed to get a Volkswagen Golf under £300 a month?
To finance a Volkswagen Golf for under £300 a month, a representative finance example on a Hire Purchase product assumes a £0 deposit over 60 months with an APR of 13%. A larger deposit will typically lower your monthly payments, and finance is subject to status.
Does my credit score affect the monthly payment for a Volkswagen Golf?
Yes, your credit score can affect the monthly payment. The quoted finance rates are representative examples, and the personal Annual Percentage Rate (APR) offered to you will depend on your individual credit history and affordability checks.
Which finance option is better for this budget, HP or PCP?
Hire Purchase (HP) means you own the car after all payments, while Personal Contract Purchase (PCP) involves lower monthly payments with a balloon payment at the end to own the car, or you can return it or part-exchange. Motoring Today's comprehensive PCP vs HP finance guide covers these options in full detail.