Motoring Today

Volkswagen Golf under £200 per month

4 used Volkswagen Golf listings from £119/mo under £200 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 3 Volkswagen Golf models available for under £200 per month, as of 13 August 2026. This representative finance example assumes a £0 deposit, a 60-month term, and a 13% APR, using a Hire Purchase (HP) product. Finance is subject to status. These Volkswagen Golf cars, with cash prices ranging from £4,495 to £8,295, are available from just £119 per month. This budget typically allows access to a range of Golf models, renowned for their solid build quality and practicality, making them a popular choice in the used car market. Every car shown on Motoring Today includes its specific finance quote, ULEZ status, and full MOT history for easy comparison.

In stock
4

Live Volkswagen Golf listings

From / month
£119/mo

Cheapest representative quote

Monthly budget
£200

Under £200 a month

Volkswagen Golf
Great price

Volkswagen Golf

2013 Se Bluemotion Technology Tdi

DieselManual90,887 mi2013
Band C · £35/yr
£119/mo
£4,495
cash

Car-pod Ltd·4.9 (169)· North Baddesley

Volkswagen Golf
Fair price

Volkswagen Golf

2018 Se Navigation Tsi Bluemotion Technology

PetrolManual100,413 mi2018
ULEZ ✓£200/yr
£182/mo
£8,150
cash

RMB & Son Motors·4.5 (19)· Ross-On-Wye

Volkswagen Golf
Good price

Volkswagen Golf

2018 Se Nav Tdi Bluemotion Technology

DieselManual85,245 mi2018
£200/yrHome delivery
£197/mo
£8,799
cash

Anycolour Car·4.9 (148)· Barnsley

Volkswagen Golf
Fair price

Volkswagen Golf

2014 Match Tsi Bluemotion Technology

PetrolManual73,966 mi2014
Band C · £35/yr
£198/mo
£7,494
cash

Durnford Motors·4.5 (179)· Southampton

Frequently asked questions

What deposit is needed to get a Volkswagen Golf under £200 per month?
A representative finance example uses a £0 deposit over 60 months at 13% APR. A larger deposit will typically lower your monthly payments, and finance is subject to status.
Does my credit score affect the monthly payment for a Volkswagen Golf?
Yes, the quoted rates are representative examples. The personal APR you are offered will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for a Volkswagen Golf under this budget?
With Hire Purchase (HP), you own the car outright after the final payment, whereas Personal Contract Purchase (PCP) involves lower monthly payments but a balloon payment or return at the end. Motoring Today's PCP vs HP finance guide covers the differences in full.