Motoring Today

Volkswagen Golf under £500 per month

16 used Volkswagen Golf listings from £119/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 19 Volkswagen Golf models available on Motoring Today for under £500 per month, as of 17 August 2026. This selection includes models with cash prices ranging from £4,495 to £21,499. The finance figures shown are representative examples, typically based on a 0% deposit, a 60-month term, and a 13% APR for a Hire Purchase (HP) agreement. Finance is, of course, subject to status. With the cheapest models starting from just £119 per month, this budget provides access to a wide range of used Volkswagen Golfs. Commonly praised for their solid build quality, reliable performance, and practical hatchback design, the Golf remains a popular choice. Buyers can typically expect to find various specifications and engine types within this price range, offering choices suitable for diverse needs, from economical city driving to more powerful options.

In stock
16

Live Volkswagen Golf listings

From / month
£119/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Volkswagen Golf
Great price

Volkswagen Golf

2013 Se Bluemotion Technology Tdi

DieselManual90,887 mi2013
Band C · £35/yr
£119/mo
£4,495
cash

Car-pod Ltd·4.9 (169)· North Baddesley

Volkswagen Golf
Fair price

Volkswagen Golf

2018 Se Navigation Tsi Bluemotion Technology

PetrolManual100,413 mi2018
ULEZ ✓£200/yr
£182/mo
£8,150
cash

RMB & Son Motors·4.5 (19)· Ross-On-Wye

Volkswagen Golf
Good price

Volkswagen Golf

2018 Se Nav Tdi Bluemotion Technology

DieselManual85,245 mi2018
£200/yrHome delivery
£197/mo
£8,799
cash

Anycolour Car·4.9 (148)· Barnsley

Volkswagen Golf
Fair price

Volkswagen Golf

2014 Match Tsi Bluemotion Technology

PetrolManual73,966 mi2014
Band C · £35/yr
£198/mo
£7,494
cash

Durnford Motors·4.5 (179)· Southampton

Volkswagen Golf
Fair price

Volkswagen Golf

2019 Match Tdi

DieselManual81,000 mi2019
£200/yr
£210/mo
£9,995
cash

East Knighton Car Sales·4.6 (58)· Dorchester

Volkswagen Golf
Above market

Volkswagen Golf

2014 Match Tdi Bluemotion Technology Semi-auto

DieselAutomatic75,000 mi2014
Band B · £20/yr
£211/mo
£7,990
cash

Protheroes·4.4 (73)· Market Harborough

Volkswagen Golf
Good price

Volkswagen Golf

2016 Match Edition Tsi Bluemotion Technology Semi-auto

PetrolAutomatic69,692 mi2016
Band C · £35/yr
£214/mo
£9,190
cash

Ezy Access·4.5 (207)· Ruislip

Volkswagen Golf
Fair price

Volkswagen Golf

2018 S Tsi Bluemotion Technology

PetrolManual62,738 mi2018
£200/yr
£222/mo
£9,846
cash

AB Dealers·4.6 (196)· Feltham

Volkswagen Golf
Good price

Volkswagen Golf

2017 Gtd

DieselManual73,315 mi2017
Band B · £20/yr
£267/mo
£11,480
cash

Cobalt Motors·4.5 (143)· West Allotment

Volkswagen Golf
Fair price

Volkswagen Golf

2016 Match Tsi Bluemotion Technology Semi-auto

PetrolAutomatic34,188 mi2016
Band C · £35/yr
£274/mo
£12,016
cash

AB Dealers·4.6 (196)· Feltham

Volkswagen Golf
Above market

Volkswagen Golf

2022 Life Tsi

PetrolManual46,000 mi2022
ULEZ ✓£200/yr
£324/mo
£14,490
cash

Protheroes·4.4 (73)· Market Harborough

Volkswagen Golf
Above market

Volkswagen Golf

2020 Match Edition Tsi Evo

PetrolManual57,000 mi2020
£200/yr
£290/mo
£12,990
cash

Protheroes·4.4 (73)· Market Harborough

Volkswagen Golf
Above market

Volkswagen Golf

2013 Gt Tsi Act Bluemotion Technology Dsg

PetrolAutomatic45,000 mi2013
Band C · £35/yr
£312/mo
£11,795
cash

Protheroes·4.4 (73)· Market Harborough

Volkswagen Golf
Fair price

Volkswagen Golf

2021 R-line Tdi Semi-auto

DieselAutomatic79,103 mi2021
£200/yr
£350/mo
£15,999
cash

AB Dealers·4.6 (196)· Feltham

Volkswagen Golf
Fair price

Volkswagen Golf

2018 R Tsi Dsg

PetrolAutomatic63,376 mi2018
£200/yr
£425/mo
£18,290
cash

Ezy Access·4.5 (207)· Ruislip

Volkswagen Golf
Good price

Volkswagen Golf

2019 Gti Tcr Semi-auto

PetrolAutomatic73,500 mi2019
£200/yrHome delivery
£439/mo
£20,499
cash

Anycolour Car·4.9 (148)· Barnsley

Frequently asked questions

What deposit is needed to get a Volkswagen Golf for under £500 a month?
A representative finance example for a Volkswagen Golf suggests a deposit of £0 over 60 months at 13% APR, subject to status. A larger deposit will typically lower your monthly payments further.
Does my credit score affect the monthly payment for a Volkswagen Golf?
Yes, quoted rates are representative examples. The personal APR offered for a Volkswagen Golf will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for a Volkswagen Golf under this budget?
HP means you own the Volkswagen Golf at the end of the agreement after all payments are made. PCP offers lower monthly payments but requires a final balloon payment to own the car. Motoring Today's PCP vs HP finance guide covers this in full detail.