Motoring Today

Volkswagen Golf under £500 per month

10 used Volkswagen Golf listings from £178/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 19 Volkswagen Golf models available for under £500 per month, as of 17 September 2026. This finance offer is based on a representative example with 0 deposit, a 60-month term, and a 13% APR on a Hire Purchase (HP) agreement. Finance is subject to status. This monthly budget typically provides access to a wide range of used Golfs, with the cheapest starting from £151 per month. The qualifying vehicles in this category have cash prices ranging from £5,695 to £20,070, showcasing the versatility and value available for this popular hatchback. Each specific car listing on Motoring Today includes its own detailed representative finance example.

In stock
10

Live Volkswagen Golf listings

From / month
£178/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Volkswagen Golf
Great price

Volkswagen Golf

2018 Se Navigation Tsi Bluemotion Technology

PetrolManual100,413 mi2018
£200/yr
£178/mo
£7,795
cash

RMB & Son Motors·4.6 (25)· Ross-On-Wye

Volkswagen Golf
Good price

Volkswagen Golf

2018 S Tsi Bluemotion Technology

PetrolManual62,738 mi2018
£200/yr
£216/mo
£9,090
cash

AB Dealers·4.6 (235)· Feltham

Volkswagen Golf
Above market

Volkswagen Golf

2013 Se Bluemotion Technology Tsi Semi-auto

PetrolAutomatic48,000 mi2013
Band C · £35/yr
£251/mo
£9,495
cash

Protheroes·4.4 (74)· Market Harborough

Volkswagen Golf
Fair price

Volkswagen Golf

2018 Gte Advance Semi-auto

Petrol Electric HybridAutomatic83,233 mi2018
£200/yrHome delivery
£252/mo
£11,299
cash

Anycolour Car·4.9 (150)· Barnsley

Volkswagen Golf
Fair price

Volkswagen Golf

2020 Gte Semi-auto

Petrol Electric HybridAutomatic80,130 mi2020
£200/yr
£268/mo
£11,990
cash

Ezy Access·4.5 (248)· South Ruislip

Volkswagen Golf
Good price

Volkswagen Golf

2019 R-line Tsi Evo Semi-auto

PetrolAutomatic83,786 mi2019
£200/yr
£268/mo
£11,900
cash

AB Dealers·4.6 (235)· Feltham

Volkswagen Golf
Above market

Volkswagen Golf

2022 Life Tsi

PetrolManual46,000 mi2022
£200/yr
£283/mo
£14,490
cash

Protheroes·4.4 (74)· Market Harborough

Volkswagen Golf
Above market

Volkswagen Golf

2013 Gt Tsi Act Bluemotion Technology Dsg

PetrolAutomatic45,000 mi2013
Band C · £35/yr
£312/mo
£11,795
cash

Protheroes·4.4 (74)· Market Harborough

Volkswagen Golf
Fair price

Volkswagen Golf

2024 R-line Tdi Semi-auto

DieselAutomatic36,010 mi2024
£200/yrHome delivery
£472/mo
£21,999
cash

Anycolour Car·4.9 (150)· Barnsley

Volkswagen Golf
Good price

Volkswagen Golf

2018 R Tsi Dsg

PetrolSemi Auto63,376 mi2018
ULEZ ✓£200/yr
£423/mo
£17,890
cash

Ezy Access·4.5 (248)· South Ruislip

Frequently asked questions

What deposit is typically needed to get a Volkswagen Golf for under £500 a month?
To achieve monthly payments under £500 for a Volkswagen Golf, a deposit greater than the representative £0 deposit would be required. Based on a representative 13% APR over 60 months, a larger deposit will always lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Volkswagen Golf?
Yes, your credit score affects the monthly payment. The representative 13% APR is just an example; the personal APR offered, and therefore your exact monthly payment, will depend on your individual credit history and affordability checks.
Which is better for this budget, HP or PCP, for a Volkswagen Golf?
HP (Hire Purchase) means you own the car at the end of the agreement, while PCP (Personal Contract Purchase) typically offers lower monthly payments but involves a final balloon payment to own the car. Our comprehensive Motoring Today finance guide on PCP vs HP covers the differences in full.