Good price
BMW 2 Series
2015 218d Luxury Auto
DieselAutomatic64,626 mi2015
Band B · £20/yr
£163/mo
£7,250
cash
SWS Car Sales Ltd·3.8 (121)· Cobham
BMW 2 Series representative finance example
A genuine Hire Purchase quote for a 2016 BMW 2 Series currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £244
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £10,490.00
- Cash deposit
- £0.00
- Total amount of credit
- £10,490.00
- Total amount payable
- £14,636.00
- Representative APR
- 14.9%
- Total charge for credit
- £4,145.00
- Fixed rate of interest pa
- 7.90%
- Option to purchase fee
- £1.00
The legal bit
Ezy Access Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 1011532).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How BMW 2 Series finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the 2 Series, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the 2 Series outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a BMW 2 Series
Check your eligibility for BMW 2 Series finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityBMW 2 Series in stock now — from £7,250
BMW 2 Series
2015 218i M Sport
PetrolManual80,431 mi2015
Band D · £170/yr
£204/mo
£7,690
cash
Ezy Access·4.5 (207)· South Ruislip
Above market
BMW 2 Series
2017 218i Sport
PetrolManual60,000 mi2017
£200/yr
£196/mo
£8,495
cash
Protheroes·4.4 (73)· Market Harborough
Fair price
BMW 2 Series
2018 218i M Sport Auto
PetrolAutomatic89,638 mi2018
£200/yr
£226/mo
£9,999
cash
AB Dealers·4.6 (196)· Feltham
Fair price
BMW 2 Series
2016 218i M Sport
PetrolAutomatic63,626 mi2016
Band D · £170/yr
£244/mo
£10,490
cash
Ezy Access·4.5 (207)· South Ruislip
BMW 2 Series
2018 218i Sport Auto
PetrolAutomatic57,182 mi2018
£200/yr
£276/mo
£12,212
cash
AB Dealers·4.6 (196)· Feltham
Good price
BMW 2 Series
2019 218i Sport Auto
PetrolAutomatic55,039 mi2019
£200/yr
Finance available on request
£12,295
cash
Oaktree Motor Company·4.7 (193)· Cwmbran
Fair price
BMW 2 Series
2020 218i M Sport Auto
PetrolAutomatic52,981 mi2020
£200/yr
£384/mo
£17,194
cash
CG Motorland·4.5 (202)· Leicester
Fair price
BMW 2 Series
2021 218i M Sport
PetrolManual29,404 mi2021
£200/yrHome delivery
£375/mo
£17,474
cash
Anycolour Car·4.9 (148)· Barnsley
Fair price
BMW 2 Series
2020 220d M Sport Auto
DieselAutomatic51,043 mi2020
£200/yr
£394/mo
£18,395
cash
Albar Autos·4.3 (20)· Loughborough
Above market
BMW 2 Series
2023 218i M Sport Auto
PetrolAutomatic67,500 mi2023
£200/yr
£413/mo
£18,490
cash
Protheroes·4.4 (73)· Market Harborough
Frequently asked questions
- How much is a BMW 2 Series on finance per month?
- Finance on a used BMW 2 Series starts from around £163 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked BMW 2 Series deal with the full APR and totals.
- Can I get a BMW 2 Series on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used BMW 2 Series listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a BMW 2 Series — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the 2 Series outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get BMW 2 Series finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a BMW 2 Series?
- There's no fixed minimum — many BMW 2 Series agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used BMW 2 Series per month on finance?
- I'm sorry, but we cannot provide a representative finance example as the necessary figures (deposit, term, and APR) were not available at the time of this update. Finance is subject to status.
- What deposit and APR do I need?
- I'm sorry, but we cannot provide specific deposit and APR figures as the representative finance example was not available at the time of this update. Your personal rate will depend on your individual credit history and affordability, and finance is subject to status.
- Can I get finance on a used BMW 2 Series with the price range shown?
- Yes, it is possible to obtain finance for a used BMW 2 Series within the price range of £7,250 to £18,490. Finance is subject to status and will depend on your personal circumstances.