Motoring Today

Ford Focus under £200 per month

8 used Ford Focus listings from £60/mo under £200 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 5 Ford Focuses currently available for under £200 per month, as of 17 July 2026. This typically buys a Focus with a cash price between £2,499 and £8,790, with the most affordable examples starting from £60 per month. The figures here generally represent Hire Purchase (HP) agreements with a 0% deposit, over a 60-month term, at a representative 13% APR. Remember, specific representative examples for each vehicle can be found on individual listings, and all finance is subject to status.

In stock
8

Live Ford Focus listings

From / month
£60/mo

Cheapest representative quote

Monthly budget
£200

Under £200 a month

Ford Focus
Great price

Ford Focus

2013 Zetec 105

PetrolManual93,811 mi2013
Band E · £200/yr
£60/mo
£2,499
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2018 Zetec Edition

PetrolManual76,565 mi2018
£200/yr
£145/mo
£5,995
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Fair price

Ford Focus

2018 Zetec

PetrolManual74,779 mi2018
£200/yr
£167/mo
£7,195
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Fair price

Ford Focus

2018 Zetec Tdci

DieselManual77,028 mi2018
£200/yr
£174/mo
£7,495
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Great price

Ford Focus

2017 Titanium X

PetrolManual35,740 mi2017
Band B · £20/yr
£174/mo
£7,480
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Focus
Good price

Ford Focus

2015 Zetec Auto

PetrolAutomatic52,551 mi2015
Band F · £225/yr
£177/mo
£6,690
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2019 St-line

PetrolManual60,645 mi2019
£200/yr
£194/mo
£8,690
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2019 Titanium

PetrolManual64,819 mi2019
£200/yr
£196/mo
£8,790
cash

Ezy Access·4.5 (207)· Ruislip

Frequently asked questions

What deposit is needed to get a Ford Focus for under £200 a month?
To get a Ford Focus for under £200 a month, a representative HP finance example with a 13% APR over 60 months typically requires no deposit. A larger deposit would lower your monthly payments, and all finance is subject to status.
Does my credit score affect the monthly payment for a Ford Focus?
Yes, your credit score affects the monthly payment. The quoted rates are representative examples; the personal APR offered to you will depend on your credit history and affordability checks.
Which is better for this budget, HP or PCP, for a Ford Focus?
With HP, you own the car outright after all payments are made, whereas with PCP, you have options at the end of the term, like returning the car or paying a balloon payment to own it. Motoring.Today's PCP vs HP finance guide covers the differences in full detail.