Ford Focus under £250 per month

Frequently asked questions

What deposit is needed to get a Ford Focus under £250 a month?

To finance a Ford Focus under £250 a month, a larger deposit than the representative £0 is usually needed. For example, a representative Hire Purchase finance deal on a Ford Focus at 13% APR over 60 months with a £0 deposit would result in a higher monthly payment than £250. A larger deposit will lower your monthly payments, and finance is subject to status.

Does my credit score affect the monthly payment for a Ford Focus?

Yes, your credit score can affect the monthly payment for a Ford Focus. The quoted representative 13% APR is an example; the personal APR offered to you depends on your individual credit history and affordability checks.

Should I choose HP or PCP for a Ford Focus on this budget?

With Hire Purchase (HP) you own the car at the end of the agreement after all payments are made, while Personal Contract Purchase (PCP) involves lower monthly payments but requires a balloon payment to own the car, or you can return it. Motoring Today's comprehensive PCP vs HP finance guide covers these options in full detail.