Motoring Today

Ford Focus under £250 per month

13 used Ford Focus listings from £60/mo under £250 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 10 Ford Focus models available for under £250 per month, as of 17 July 2026. This monthly budget typically secures a Ford Focus with a cash price ranging from £2,499 to £10,994. The representative finance example for these vehicles is based on a 60-month Hire Purchase (HP) agreement with a 13% APR and no deposit required. Finance is subject to status, and each car will show its dealer's representative example.

In stock
13

Live Ford Focus listings

From / month
£60/mo

Cheapest representative quote

Monthly budget
£250

Under £250 a month

Ford Focus
Great price

Ford Focus

2013 Zetec 105

PetrolManual93,811 mi2013
Band E · £200/yr
£60/mo
£2,499
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2018 Zetec Edition

PetrolManual76,565 mi2018
£200/yr
£145/mo
£5,995
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Fair price

Ford Focus

2018 Zetec

PetrolManual74,779 mi2018
£200/yr
£167/mo
£7,195
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Great price

Ford Focus

2017 Titanium X

PetrolManual35,740 mi2017
Band B · £20/yr
£174/mo
£7,480
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Focus
Fair price

Ford Focus

2018 Zetec Tdci

DieselManual77,028 mi2018
£200/yr
£174/mo
£7,495
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Good price

Ford Focus

2015 Zetec Auto

PetrolAutomatic52,551 mi2015
Band F · £225/yr
£177/mo
£6,690
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2019 St-line

PetrolManual60,645 mi2019
£200/yr
£194/mo
£8,690
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2019 Titanium

PetrolManual64,819 mi2019
£200/yr
£196/mo
£8,790
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2018 St-line

PetrolManual33,056 mi2018
£200/yr
£204/mo
£9,054
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2018 St-line

PetrolManual48,701 mi2018
£200/yr
£221/mo
£9,495
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Fair price

Ford Focus

2019 St-line

PetrolManual52,341 mi2019
£200/yr
£225/mo
£9,995
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Good price

Ford Focus

2020 St-line X

PetrolManual44,146 mi2020
ULEZ ✓£200/yr
£243/mo
£10,890
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Above market

Ford Focus

2017 Fiesta St-line Auto

PetrolAutomatic24,195 mi2017
£200/yr
£248/mo
£10,994
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

What deposit is needed to get a Ford Focus under £250 a month?
Based on a representative example of 13% APR HP over 60 months, a customer would need to put down a deposit of £0 to achieve a monthly payment of £60. A larger deposit would further reduce the monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Ford Focus?
Yes, quoted finance rates are representative examples. The personal APR offered to you will depend on your individual credit history and affordability checks.
What is the difference between HP and PCP for a Ford Focus within my budget?
With Hire Purchase (HP), you own the Ford Focus outright once all payments are made. Personal Contract Purchase (PCP) typically offers lower monthly payments but involves a final balloon payment if you wish to own the car; otherwise, you return it. Our Motoring.Today's PCP vs HP finance guide covers the differences in full.