Motoring Today

Ford Focus under £500 per month

19 used Ford Focus listings from £60/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 19 Ford Focus models available on Motoring Today for under £500 per month, with this page updated on 16 August 2026. This representative finance example assumes a typical 0% deposit over 60 months with a 13% APR on a Hire Purchase (HP) agreement, though finance is always subject to status. For this monthly budget, you will typically find Ford Focus models ranging in cash price from £2,499 to £22,695, with the cheapest available from £60 per month. This selection commonly includes various popular body styles and engine sizes, offering a versatile and reliable choice for many drivers.

In stock
19

Live Ford Focus listings

From / month
£60/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Ford Focus
Great price

Ford Focus

2013 Zetec 105

PetrolManual93,811 mi2013
Band E · £200/yr
£60/mo
£2,499
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2018 Zetec Edition

PetrolManual76,565 mi2018
£200/yr
£145/mo
£5,995
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Fair price

Ford Focus

2018 Zetec

PetrolManual74,779 mi2018
£200/yr
£167/mo
£7,195
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Great price

Ford Focus

2017 Titanium X

PetrolManual35,740 mi2017
Band B · £20/yr
£174/mo
£7,480
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Focus
Fair price

Ford Focus

2018 Zetec Tdci

DieselManual77,028 mi2018
£200/yr
£174/mo
£7,495
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Good price

Ford Focus

2015 Zetec Auto

PetrolAutomatic52,551 mi2015
Band F · £225/yr
£177/mo
£6,690
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2019 St-line

PetrolManual60,645 mi2019
£200/yr
£194/mo
£8,690
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2019 Titanium

PetrolManual64,819 mi2019
£200/yr
£196/mo
£8,790
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2018 St-line

PetrolManual33,056 mi2018
£200/yr
£204/mo
£9,054
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2018 St-line

PetrolManual48,701 mi2018
£200/yr
£221/mo
£9,495
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Fair price

Ford Focus

2019 St-line

PetrolManual52,341 mi2019
£200/yr
£225/mo
£9,995
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Good price

Ford Focus

2020 St-line X

PetrolManual44,146 mi2020
ULEZ ✓£200/yr
£243/mo
£10,890
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Above market

Ford Focus

2017 Fiesta St-line Auto

PetrolAutomatic24,195 mi2017
£200/yr
£248/mo
£10,994
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2019 Fiesta St-line Auto

PetrolAutomatic40,438 mi2019
£200/yr
£254/mo
£11,610
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2016 St-3 Tdci

DieselAutomatic84,315 mi2016
Band C · £35/yr
£262/mo
£11,495
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Ford Focus
Fair price

Ford Focus

2023 St-line Vignale Mhev A

PetrolAutomatic60,610 mi2023
£200/yr
£269/mo
£14,203
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2019 Vignale Auto

PetrolAutomatic25,630 mi2019
£200/yr
£284/mo
£12,995
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Good price

Ford Focus

2020 St

PetrolManual34,000 mi2020
£200/yr
£379/mo
£17,500
cash

Hanworth Autos Ltd·4.3 (32)· Feltham

Ford Focus
Fair price

Ford Focus

2020 St

PetrolManual11,648 mi2020
£200/yr
£492/mo
£22,695
cash

Maybury Car Sales·4.7 (10)· Edinburgh

Frequently asked questions

What deposit is needed to get a Ford Focus under £500 per month?
A representative example shows a Ford Focus could be financed with no deposit over 60 months at 13% APR. A larger deposit will typically reduce your monthly payments. All finance is subject to status.
Will my credit score affect the monthly payment for a Ford Focus?
Yes, it will. Quoted finance rates, such as 13% APR, are representative examples. The personal APR offered to you depends on your individual credit history and affordability checks.
Should I choose HP or PCP for a Ford Focus within my budget?
HP (Hire Purchase) means you own the car at the end of the term after all payments are made, whereas PCP (Personal Contract Purchase) involves a final 'balloon payment' to own it or you can hand it back. Our dedicated PCP vs HP finance guide covers these options in full detail.