Motoring Today

Ford Focus under £300 per month

17 used Ford Focus listings from £60/mo under £300 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 17 Ford Focus models available on Motoring Today that could cost less than £300 per month, as of 16 August 2026. This finance page provides a curated selection of used Ford Focus cars based on your maximum monthly budget. The representative finance examples shown here are typically based on a Hire Purchase (HP) agreement with no deposit, financed over 60 months, and an Annual Percentage Rate (APR) of 13%. Please remember, finance is subject to status. With a budget up to £300 per month, you can explore a wide range of Focus models. The cheapest Focus currently available under this monthly payment starts from £60 per month, with qualifying vehicles generally having cash prices ranging from £2,499 to £14,203. The Ford Focus is a popular choice for its balanced driving dynamics, practical interior, and wide availability of ULEZ-compliant petrol and diesel engines.

In stock
17

Live Ford Focus listings

From / month
£60/mo

Cheapest representative quote

Monthly budget
£300

Under £300 a month

Ford Focus
Great price

Ford Focus

2013 Zetec 105

PetrolManual93,811 mi2013
Band E · £200/yr
£60/mo
£2,499
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2018 Zetec Edition

PetrolManual76,565 mi2018
£200/yr
£145/mo
£5,995
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Fair price

Ford Focus

2018 Zetec

PetrolManual74,779 mi2018
£200/yr
£167/mo
£7,195
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Great price

Ford Focus

2017 Titanium X

PetrolManual35,740 mi2017
Band B · £20/yr
£174/mo
£7,480
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Focus
Fair price

Ford Focus

2018 Zetec Tdci

DieselManual77,028 mi2018
£200/yr
£174/mo
£7,495
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Good price

Ford Focus

2015 Zetec Auto

PetrolAutomatic52,551 mi2015
Band F · £225/yr
£177/mo
£6,690
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2019 St-line

PetrolManual60,645 mi2019
£200/yr
£194/mo
£8,690
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2019 Titanium

PetrolManual64,819 mi2019
£200/yr
£196/mo
£8,790
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Fair price

Ford Focus

2018 St-line

PetrolManual33,056 mi2018
£200/yr
£204/mo
£9,054
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2018 St-line

PetrolManual48,701 mi2018
£200/yr
£221/mo
£9,495
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Fair price

Ford Focus

2019 St-line

PetrolManual52,341 mi2019
£200/yr
£225/mo
£9,995
cash

Durnford Motors·4.5 (179)· Southampton

Ford Focus
Good price

Ford Focus

2020 St-line X

PetrolManual44,146 mi2020
ULEZ ✓£200/yr
£243/mo
£10,890
cash

Ezy Access·4.5 (207)· Ruislip

Ford Focus
Above market

Ford Focus

2017 Fiesta St-line Auto

PetrolAutomatic24,195 mi2017
£200/yr
£248/mo
£10,994
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2019 Fiesta St-line Auto

PetrolAutomatic40,438 mi2019
£200/yr
£254/mo
£11,610
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2016 St-3 Tdci

DieselAutomatic84,315 mi2016
Band C · £35/yr
£262/mo
£11,495
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Ford Focus
Fair price

Ford Focus

2023 St-line Vignale Mhev A

PetrolAutomatic60,610 mi2023
£200/yr
£269/mo
£14,203
cash

AB Dealers·4.6 (196)· Feltham

Ford Focus
Fair price

Ford Focus

2019 Vignale Auto

PetrolAutomatic25,630 mi2019
£200/yr
£284/mo
£12,995
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

What deposit is needed to get a Ford Focus for under £300 a month?
A typical representative finance example for a Ford Focus is based on a £0 deposit over 60 months at 13% APR. A larger deposit will usually reduce your monthly payments, helping you stay under £300. All finance is subject to status.
Does my credit score affect the monthly payment for a Ford Focus?
Yes, your credit score can affect the monthly payment. The quoted finance rates are representative examples, and the personal APR offered will depend on your individual credit history and an affordability assessment.
Should I choose HP or PCP finance for a Ford Focus if I have a budget of under £300 a month?
HP (Hire Purchase) means you own the car outright at the end of the agreement once all payments are made. PCP (Personal Contract Purchase) offers lower monthly payments but requires a final balloon payment to own the car, or you can return it. Motoring Today's comprehensive PCP vs HP finance guide covers these options in full.