Ford Focus under £300 per month

Frequently asked questions

What deposit is needed to get a Ford Focus under £300 a month?

To finance a Ford Focus under £300 a month, a representative example on a Hire Purchase agreement could be achieved with a deposit of £0 over 60 months at a 13% APR. A larger deposit will typically lower your monthly payments, but finance is subject to status.

Does my credit score affect the monthly payment for a Ford Focus?

Yes, your credit score can affect the monthly payment. The quoted representative rates are examples, and the personal APR offered will depend on your credit history and affordability checks carried out by the finance provider.

Should I choose HP or PCP for a Ford Focus with this budget?

With Hire Purchase (HP), you own the Ford Focus outright once all payments are made, whereas Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment to own the car, or you can return it. Motoring Today's comprehensive PCP vs HP finance guide details the full differences between the two options.