Motoring Today

Nissan X-Trail under £300 per month

4 used Nissan X-Trail listings from £161/mo under £300 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

We currently have 4 Nissan X-Trails available under £300 per month, as of 17 August 2026. This selection includes models ranging in cash price from £6,995 to £10,995, with the cheapest monthly payment starting at £161. For these listings, representative finance is based on a Hire Purchase (HP) agreement with 0% deposit over 60 months, at a 13% APR. Finance is subject to status. This budget typically secures earlier examples of the robust Nissan X-Trail, a popular choice for families needing a practical SUV with optional seven-seat configurations and good luggage capacity. These models usually fall into earlier generations known for their dependable performance and comfortable ride, suitable for both urban driving and longer journeys.

In stock
4

Live Nissan X-Trail listings

From / month
£161/mo

Cheapest representative quote

Monthly budget
£300

Under £300 a month

Nissan X-Trail

Nissan X-Trail

2017 Dig-t Acenta

PetrolManual97,952 mi2017
£200/yr
£161/mo
£6,995
cash

Car-pod Ltd·4.9 (169)· North Baddesley

Nissan X-Trail
Fair price

Nissan X-Trail

2018 Tekna Dci

DieselManual93,979 mi2018
£200/yr
£207/mo
£8,995
cash

Car-pod Ltd·4.9 (169)· North Baddesley

Nissan X-Trail
Good price

Nissan X-Trail

2016 Tekna Dci Cvt

DieselAutomatic52,796 mi2016
Band E · £200/yr
£246/mo
£10,803
cash

AB Dealers·4.6 (196)· Feltham

Nissan X-Trail

Nissan X-Trail

2017 N-vision Dci

DieselManual48,904 mi2017
£200/yr
£256/mo
£10,995
cash

Durnford Motors·4.5 (179)· Southampton

Frequently asked questions

What deposit is needed to get a Nissan X-Trail under £300 a month?
Based on a representative example of 13% APR over 60 months HP, a Nissan X-Trail could be available for £161 a month with a nil deposit. A larger deposit would further reduce the monthly payment. Finance is subject to status.
Does my credit score affect the monthly payment for a Nissan X-Trail?
Yes, quoted rates are representative examples. The personal Annual Percentage Rate (APR) you are offered depends on your individual credit history and an affordability assessment. Finance is subject to status.
Should I choose HP or PCP for a Nissan X-Trail on this budget?
Hire Purchase (HP) offers full ownership after the final payment, while Personal Contract Purchase (PCP) involves lower monthly payments but a balloon payment or return of the car at the end. Motoring Today's comprehensive PCP vs HP finance guide covers these options in full.