Nissan X-Trail
2017 Dig-t Acenta
PetrolManual97,952 mi2017
£200/yr
£161/mo
£6,995
cash
Car-pod Ltd·4.9 (169)· North Baddesley
Nissan X-Trail representative finance example
A genuine Hire Purchase quote for a 2018 Nissan X-Trail currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £207
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £8,995.00
- Cash deposit
- £0.00
- Total amount of credit
- £8,995.00
- Total amount payable
- £12,427.00
- Representative APR
- 14.4%
- Total charge for credit
- £3,431.00
- Fixed rate of interest pa
- 7.63%
- Option to purchase fee
- £1.00
The legal bit
Car-Pod Limited is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 652727).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Nissan X-Trail finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the X-Trail, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the X-Trail outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Nissan X-Trail
Check your eligibility for Nissan X-Trail finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityNissan X-Trail in stock now — from £6,995
Fair price
Nissan X-Trail
2018 Tekna Dci
DieselManual93,979 mi2018
£200/yr
£207/mo
£8,995
cash
Car-pod Ltd·4.9 (169)· North Baddesley
Great price
Nissan X-Trail
2016 Tekna Dci Cvt
DieselAutomatic52,796 mi2016
Band E · £200/yr
£242/mo
£10,598
cash
AB Dealers·4.6 (196)· Feltham
Nissan X-Trail
2017 N-vision Dci
DieselManual48,904 mi2017
£200/yr
£256/mo
£10,995
cash
Durnford Motors·4.5 (181)· Southampton
Frequently asked questions
- How much is a Nissan X-Trail on finance per month?
- Finance on a used Nissan X-Trail starts from around £161 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Nissan X-Trail deal with the full APR and totals.
- Can I get a Nissan X-Trail on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Nissan X-Trail listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Nissan X-Trail — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the X-Trail outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Nissan X-Trail finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Nissan X-Trail?
- There's no fixed minimum — many Nissan X-Trail agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Nissan X-Trail per month on finance?
- A used Nissan X-Trail can be financed from £161 per month. This is a representative example for an HP product over 60 months with a 0% deposit and 13% APR. Finance is subject to status.
- What deposit and APR do I need for a used Nissan X-Trail?
- The representative example for a used Nissan X-Trail shows a 0% deposit and 13% APR. Your personal APR will depend on your individual credit history and affordability.
- What's the difference between HP and PCP for a Nissan X-Trail?
- With Hire Purchase (HP), you own the Nissan X-Trail outright after all payments are made. Personal Contract Purchase (PCP) typically offers lower monthly payments but requires a final balloon payment to own the car, or you can return it.