Above market
Nissan X-Trail
2016 Tekna Dci Cvt
DieselAutomatic52,796 mi2016
Band E · £200/yr
£230/mo
£10,196
cash
AB Dealers·4.6 (235)· Feltham
Nissan X-Trail representative finance example
A genuine Hire Purchase quote for a 2017 Nissan X-Trail currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £244
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £10,495.00
- Cash deposit
- £0.00
- Total amount of credit
- £10,495.00
- Total amount payable
- £14,643.00
- Representative APR
- 14.9%
- Total charge for credit
- £4,147.00
- Fixed rate of interest pa
- 7.90%
- Option to purchase fee
- £1.00
The legal bit
unique cars southampton ltd. is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 667186).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Nissan X-Trail finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the X-Trail, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the X-Trail outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Nissan X-Trail
Check your eligibility for Nissan X-Trail finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityNissan X-Trail in stock now — from £10,196
Fair price
Nissan X-Trail
2017 N-vision Dci
DieselManual48,904 mi2017
£200/yr
£244/mo
£10,495
cash
Durnford Motors·4.5 (181)· Southampton
Above market
Nissan X-Trail
2018 Tekna Dci Cvt
DieselAutomatic75,098 mi2018
£200/yr
Finance available on request
£10,980
cash
Cobalt Motors·4.5 (153)· Gosforth
Fair price
Nissan X-Trail
2024 Acenta Premium E-power Auto
Petrol Electric HybridAutomatic59,436 mi2024
£200/yr
Finance available on request
£16,742
cash
AB Dealers·4.6 (235)· Feltham
Frequently asked questions
- How much is a Nissan X-Trail on finance per month?
- Finance on a used Nissan X-Trail starts from around £230 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Nissan X-Trail deal with the full APR and totals.
- Can I get a Nissan X-Trail on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Nissan X-Trail listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Nissan X-Trail — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the X-Trail outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Nissan X-Trail finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Nissan X-Trail?
- There's no fixed minimum — many Nissan X-Trail agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Nissan X-Trail per month on finance?
- You could finance a used Nissan X-Trail from £161 per month based on a representative example. This assumes a 0% deposit over 60 months with a 13% representative APR on a Hire Purchase (HP) agreement. Finance is subject to status.
- What deposit and APR do I need for a used Nissan X-Trail?
- The representative finance example for a used Nissan X-Trail shows a 0% deposit and a 13% representative APR. Your personal APR and deposit requirements will depend on your individual credit history and affordability assessment.
- Can I get finance on a used Nissan X-Trail with the price range shown?
- Yes, you can get finance on a used Nissan X-Trail with prices ranging from £6,995 to £10,499. Our cheapest option starts at £6,995 cash price, or from £161 per month on a representative finance deal. Finance is subject to status.