Motoring Today

Nissan X-Trail under £500 per month

4 used Nissan X-Trail listings from £161/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 4 Nissan X-Trail models available under £500 per month, as of 17 August 2026. These finance examples typically assume a 0% deposit over a 60-month term with a 13% APR, utilising a Hire Purchase (HP) agreement. Finance is subject to status. This budget range allows you to explore Nissan X-Trails with monthly payments starting from £161. Qualifying vehicles within this filter generally have cash prices ranging from £6,995 to £10,995. The X-Trail is a popular choice for families needing a practical SUV with generous space, often available with either five or seven seats and commonly featuring efficient diesel engines or later petrol options, making it a versatile option for various driving needs.

In stock
4

Live Nissan X-Trail listings

From / month
£161/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Nissan X-Trail

Nissan X-Trail

2017 Dig-t Acenta

PetrolManual97,952 mi2017
£200/yr
£161/mo
£6,995
cash

Car-pod Ltd·4.9 (169)· North Baddesley

Nissan X-Trail
Fair price

Nissan X-Trail

2018 Tekna Dci

DieselManual93,979 mi2018
£200/yr
£207/mo
£8,995
cash

Car-pod Ltd·4.9 (169)· North Baddesley

Nissan X-Trail
Good price

Nissan X-Trail

2016 Tekna Dci Cvt

DieselAutomatic52,796 mi2016
Band E · £200/yr
£246/mo
£10,803
cash

AB Dealers·4.6 (196)· Feltham

Nissan X-Trail

Nissan X-Trail

2017 N-vision Dci

DieselManual48,904 mi2017
£200/yr
£256/mo
£10,995
cash

Durnford Motors·4.5 (179)· Southampton

Frequently asked questions

What deposit is typically needed to get a Nissan X-Trail under £500 per month?
Our representative finance example for a Nissan X-Trail shows 13% APR over 60 months with no deposit. A larger deposit will usually lower your monthly payments, and all finance is subject to status and approval.
Does my credit score affect the monthly payment for a Nissan X-Trail?
Yes, the monthly payment can be affected by your credit score. Quoted finance rates are representative examples, and the specific APR offered to you will depend on your individual credit history and affordability checks.
Which finance option, HP or PCP, is better for securing a Nissan X-Trail under £500 per month?
With Hire Purchase (HP), you own the car outright at the end of the term, whereas Personal Contract Purchase (PCP) involves lower monthly payments and a final balloon payment or return option. Motoring Today's comprehensive PCP vs HP finance guide explains these options in full detail.