What deposit is needed to get a Nissan X-Trail for under £400 a month?

Based on a representative HP example with a 13% APR over 60 months, a £0 deposit is possible. A larger initial deposit will typically reduce your monthly payments further, and all finance is subject to status.

Does my credit score affect the monthly payment for a Nissan X-Trail?

Yes, the monthly payment can be affected. Quoted finance rates are representative examples; the actual Annual Percentage Rate (APR) offered to you will depend on your individual credit history and an affordability assessment.

Should I choose HP or PCP for a Nissan X-Trail within this budget?

Hire Purchase (HP) means you own the car outright after all payments, while Personal Contract Purchase (PCP) involves lower monthly payments with a large final balloon payment or the option to return the car. Motoring Today's comprehensive PCP vs HP finance guide details the full differences.

Nissan X-Trail under £400 per month

In stock

Live Nissan X-Trail listings

From / month

£161/mo

Cheapest representative quote

Monthly budget

£400

Under £400 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Nissan X-Trail

2017 Dig-t Acenta

PetrolManual97,952 mi2017

£200/yr

£161/mo

£6,995

cash

Car-pod Ltd·4.9 (169)· North Baddesley

Fair price

Nissan X-Trail

2018 Tekna Dci

DieselManual93,979 mi2018

£200/yr

£207/mo

£8,995

cash

Car-pod Ltd·4.9 (169)· North Baddesley

Good price

Nissan X-Trail

2016 Tekna Dci Cvt

DieselAutomatic52,796 mi2016

Band E · £200/yr

£246/mo

£10,803

cash

AB Dealers·4.6 (196)· Feltham

Nissan X-Trail

2017 N-vision Dci

DieselManual48,904 mi2017

£200/yr

£256/mo

£10,995

cash

Durnford Motors·4.5 (179)· Southampton

Frequently asked questions

What deposit is needed to get a Nissan X-Trail for under £400 a month?: Based on a representative HP example with a 13% APR over 60 months, a £0 deposit is possible. A larger initial deposit will typically reduce your monthly payments further, and all finance is subject to status.
Does my credit score affect the monthly payment for a Nissan X-Trail?: Yes, the monthly payment can be affected. Quoted finance rates are representative examples; the actual Annual Percentage Rate (APR) offered to you will depend on your individual credit history and an affordability assessment.
Should I choose HP or PCP for a Nissan X-Trail within this budget?: Hire Purchase (HP) means you own the car outright after all payments, while Personal Contract Purchase (PCP) involves lower monthly payments with a large final balloon payment or the option to return the car. Motoring Today's comprehensive PCP vs HP finance guide details the full differences.