Motoring Today

Audi A6 finance

PCP and Hire Purchase deals on a used Audi A6 through our approved UK dealers — from £322/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Audi A6 on finance?

Used Audi A6 finance starts from around £322 a month across the 4 in stock, with a typical monthly of about £421. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Audi A6 deal, including the APR, deposit and total amount payable.

From
£322/mo
Typical
£421/mo
Cash price from
£13,992
In stock
4

With 3 Audi A6 models currently available on Motoring Today, prices for this executive saloon or estate range from £13,992 to £24,901. Each Audi A6 listed shows a clear, FCA-compliant finance example provided by the selling dealer, allowing you to easily compare options. Finance is subject to status, and the terms of any agreement will depend on your personal circumstances and credit history. As the representative finance assumptions for a typical deal are not available, each individual car listing provides its own comprehensive finance example directly from the dealer, ensuring full transparency. When exploring finance options for a used Audi A6, you can expect to see various products such as Hire Purchase (HP) or Personal Contract Purchase (PCP). HP typically involves fixed monthly payments over a set period, leading to ownership once all payments are made. PCP offers lower monthly payments by deferring a portion of the cost to a final balloon payment, giving you the flexibility to return the car, pay the balloon, or part-exchange. Remember to review the specific terms and representative APR offered for each vehicle.

Audi A6 representative finance example

A genuine Hire Purchase quote for a 2019 Audi A6 currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£421
Term
60 months
Contract length
60 months
Cash price
£19,450.00
Cash deposit
£0.00
Total amount of credit
£19,450.00
Total amount payable
£25,286.00
Representative APR
11.4%
Total charge for credit
£5,826.00
Fixed rate of interest pa
5.99%
Option to purchase fee
£10.00

The legal bit

Vantage Auto House Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 1008965).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Audi A6 finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the A6, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the A6 outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Audi A6

Check your eligibility for Audi A6 finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Audi A6 in stock now — from £13,992

Audi A6
Fair price

Audi A6

2018 Se Executive Tdi Quattro Semi-auto

DieselAutomatic76,841 mi2018
£200/yr
£322/mo
£13,992
cash

CG Motorland·4.5 (202)· Leicester

Audi A6
Above market

Audi A6

2016 Allroad Sport Tdi Quattro Semi-auto

DieselAutomatic69,788 mi2016
Band F · £225/yr
Finance available on request
£18,995
cash

Albar Autos·4.3 (20)· Loughborough

Audi A6
Good price

Audi A6

2019 S Line 40 Tdi Semi-auto

DieselAutomatic54,000 mi2019
£200/yr
£421/mo
£19,450
cash

Vantage Autohouse·4.9 (19)· Cwmbran

Audi A6
Fair price

Audi A6

2022 Black Edition 40 Tfsi Mhev Semi-auto

PetrolAutomatic50,343 mi2022
£200/yr
£545/mo
£24,901
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

How much is a Audi A6 on finance per month?
Finance on a used Audi A6 starts from around £322 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Audi A6 deal with the full APR and totals.
Can I get a Audi A6 on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Audi A6 listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Audi A6 — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the A6 outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Audi A6 finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Audi A6?
There's no fixed minimum — many Audi A6 agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Audi A6 per month on finance?
Due to the lack of representative finance data for the Audi A6 in our current stock, we cannot provide a specific monthly finance figure at this time. Finance is always subject to status.
What deposit and APR do I need for a used Audi A6?
Without representative finance data for the Audi A6, specific deposit and APR requirements cannot be quoted. Your personal finance rate will depend on your individual credit history and affordability assessment.
What's the difference between HP and PCP for an Audi A6?
Hire Purchase (HP) means you own the Audi A6 outright after all payments, while Personal Contract Purchase (PCP) defers a significant portion of the cost to an optional final balloon payment, offering lower monthly payments but no guaranteed ownership without that final payment.
Can I get finance on a used Audi A6 with the price range shown?
Yes, it is generally possible to get finance on a used Audi A6 within the price range of £13992 to £24901. Please note that finance availability is subject to status and a credit check.

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