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Citroën C4 Picasso finance

PCP and Hire Purchase deals on a used Citroën C4 Picasso through our approved UK dealers.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Citroën C4 Picasso on finance?

Used Citroën C4 Picasso models can be bought on PCP or Hire Purchase (HP) finance through our approved UK dealers, subject to status.

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With three Citroën C4 Picasso models currently available on Motoring Today, you can explore options priced from £5995 to £8795. This popular MPV is known for its spacious interior and comfortable ride, making it a practical choice for families. Each listing includes ULEZ status and a full MOT history, giving you complete confidence in your purchase. Financing a used Citroën C4 Picasso could start from approximately £159 per month. This representative example assumes a 13% APR over a 60-month Hire Purchase (HP) agreement with a £0 deposit. Please note that finance is subject to status, and the exact terms you are offered may vary. Every car listed on our platform features its own dealer's representative finance example, allowing you to see the specific details for that vehicle. Our live stock count of Citroën C4 Picasso models is updated regularly, ensuring you see the most current availability. You can easily compare different options and review the finance quotes provided by each dealer directly on the listings.

Finance is available on Citroën C4 Picasso listings through our approved UK dealers. Open any car below to see that dealer’s current representative example, including the APR, monthly payment and total amount payable. Finance is subject to status and approval.

How Citroën C4 Picasso finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the C4 Picasso, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the C4 Picasso outright at the end and there are no mileage limits.

How HP works →
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See what you could be offered on a Citroën C4 Picasso

Check your eligibility for Citroën C4 Picasso finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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Citroën C4 Picasso in stock now

Citroen C4 Picasso
Above market

Citroen C4 Picasso

2015 Exclusive E-hdi

DieselManual64,473 mi2015
Band B · £20/yr
£159/mo
£5,995
cash

Durnford Motors·4.5 (181)· Southampton

Citroen C4 Picasso
Good price

Citroen C4 Picasso

2017 C4 Grand Picasso Touch Edition Blue Hdi S/s

DieselManual56,222 mi2017
£200/yr
£181/mo
£7,795
cash

Durnford Motors·4.5 (181)· Southampton

Citroen C4 Picasso
Good price

Citroen C4 Picasso

2017 C4 Grand Picasso Feel Blue Hdi S/s

DieselManual61,809 mi2017
£200/yr
£181/mo
£7,795
cash

Durnford Motors·4.5 (181)· Southampton

Frequently asked questions

How much is a Citroën C4 Picasso on finance per month?
The monthly cost of a Citroën C4 Picasso on finance depends on the car's price, your deposit, the length of the agreement and the APR you're offered. Open any Citroën C4 Picasso listing to see the dealer's representative example.
Can I get a Citroën C4 Picasso on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Citroën C4 Picasso listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Citroën C4 Picasso — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the C4 Picasso outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Citroën C4 Picasso finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Citroën C4 Picasso?
There's no fixed minimum — many Citroën C4 Picasso agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Citroën C4 Picasso per month on finance?
A used Citroën C4 Picasso can be financed from £159 per month. This representative example for a Hire Purchase agreement assumes a 0% deposit over 60 months, with a 13% APR. Finance is subject to status.
What deposit and APR do I need for a used Citroën C4 Picasso?
The representative finance example for a used Citroën C4 Picasso shows a 0% deposit and a 13% APR. Your personal APR and deposit may vary based on your credit history and affordability assessment.
Should I choose HP or PCP for a Citroën C4 Picasso?
Hire Purchase (HP) means you own the car at the end of the agreement after all payments are made. Personal Contract Purchase (PCP) offers lower monthly payments but typically requires a final balloon payment if you wish to own the car.
Can I get finance on a used Citroën C4 Picasso with the price range shown?
Yes, finance is available for a used Citroën C4 Picasso, with current prices ranging from £5995 to £8795. The representative monthly payment of £159 is based on one of the vehicles within this price range.

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