Motoring Today

Dacia Sandero finance

PCP and Hire Purchase deals on a used Dacia Sandero through our approved UK dealers — from £121/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Dacia Sandero on finance?

Used Dacia Sandero finance starts from around £121 a month across the 4 in stock, with a typical monthly of about £123. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Dacia Sandero deal, including the APR, deposit and total amount payable.

From
£121/mo
Typical
£123/mo
Cash price from
£4,995
In stock
4

There are currently 4 Dacia Sandero models available on Motoring Today, with prices ranging from £2,700 to £5,695. Financing options make it even easier to drive away in a Sandero, with representative monthly payments starting from just £121. This representative monthly payment is based on a Hire Purchase (HP) agreement with a 13% APR, no deposit, and a term of 60 months. It’s important to remember that all finance is subject to status, and each individual listing on Motoring Today features its own representative finance example from the selling dealer. You can use these examples to get a clear picture of the potential monthly costs before you apply. The Dacia Sandero is known for its practicality and value, making it a popular choice for those seeking an affordable and reliable used car. Explore our current listings, each with full MOT history and ULEZ status clearly displayed, to find the right Sandero for you.

Dacia Sandero representative finance example

A genuine Hire Purchase quote for a 2018 Dacia Sandero currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£121
Term
60 months
Contract length
60 months
Cash price
£4,995.00
Cash deposit
£0.00
Total amount of credit
£4,995.00
Total amount payable
£7,245.00
Representative APR
16.9%
Total charge for credit
£2,240.00
Fixed rate of interest pa
8.97%
Option to purchase fee
£10.00

The legal bit

unique cars southampton ltd. is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 667186).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Dacia Sandero finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Sandero, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Sandero outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Dacia Sandero

Check your eligibility for Dacia Sandero finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Dacia Sandero in stock now — from £4,995

Dacia Sandero
Above market

Dacia Sandero

2018 Essential Tce

PetrolManual73,310 mi2018
£200/yr
£121/mo
£4,995
cash

Durnford Motors·4.5 (181)· Southampton

Dacia Sandero
Above market

Dacia Sandero

2019 Essential Sce

PetrolManual49,402 mi2019
£200/yr
£124/mo
£5,495
cash

Durnford Motors·4.5 (181)· Southampton

Dacia Sandero

Dacia Sandero

2018 Stepway Laureate Tce

PetrolManual53,161 mi2018
£200/yr
Finance available on request
£5,680
cash

Cobalt Motors·4.5 (153)· Gosforth

Dacia Sandero
Fair price

Dacia Sandero

2019 Comfort Tce

PetrolManual28,750 mi2019
£200/yr
Finance available on request
£6,290
cash

Ezy Access·4.5 (248)· South Ruislip

Frequently asked questions

How much is a Dacia Sandero on finance per month?
Finance on a used Dacia Sandero starts from around £121 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Dacia Sandero deal with the full APR and totals.
Can I get a Dacia Sandero on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Dacia Sandero listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Dacia Sandero — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Sandero outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Dacia Sandero finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Dacia Sandero?
There's no fixed minimum — many Dacia Sandero agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Dacia Sandero per month on finance?
A used Dacia Sandero can be available from as little as £121 per month. This representative example assumes a £0 deposit, an APR of 13%, and a 60-month Hire Purchase agreement, and is subject to status.
What deposit and APR do I need for a used Dacia Sandero?
The representative finance example for a used Dacia Sandero assumes a £0 deposit and an APR of 13%. Your personal deposit requirement and interest rate will depend on your individual credit history and affordability assessment.
HP vs PCP: Which is better for a Dacia Sandero?
Hire Purchase (HP) means you own the Dacia Sandero outright after making all payments, while Personal Contract Purchase (PCP) typically offers lower monthly payments but involves a final balloon payment if you wish to own the car at the end of the term.
Can I get finance on a used Dacia Sandero with the price range shown?
Yes, finance options are typically available across the price range shown for used Dacia Sandero models, starting from cash prices as low as £2700. Our representative example shows finance available from £121 per month, subject to status.

More Dacia Sandero resources