Fair price
Fiat 500X
2016 Popular Star Multijet
DieselManual82,000 mi2016
Band B · £20/yr
£95/mo
£3,995
cash
Hanworth Autos Ltd·4.3 (32)· Feltham
Fiat 500x representative finance example
A genuine Hire Purchase quote for a 2016 Fiat 500x currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £109
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £4,595.00
- Cash deposit
- £0.00
- Total amount of credit
- £4,595.00
- Total amount payable
- £6,539.00
- Representative APR
- 15.9%
- Total charge for credit
- £1,934.00
- Fixed rate of interest pa
- 8.42%
- Option to purchase fee
- £10.00
The legal bit
JTW Motors LTD is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 989396).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Fiat 500x finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the 500x, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the 500x outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Fiat 500x
Check your eligibility for Fiat 500x finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityFiat 500x in stock now — from £3,995
Good price
Fiat 500X
2016 Cross Multiair
PetrolManual79,072 mi2016
Band E · £200/yr
£109/mo
£4,595
cash
JTW Motors·5.0 (68)· Stone
Fair price
Fiat 500X
2018 City Cross
PetrolManual54,442 mi2018
£200/yr
£181/mo
£7,795
cash
Durnford Motors·4.5 (181)· Southampton
Frequently asked questions
- How much is a Fiat 500x on finance per month?
- Finance on a used Fiat 500x starts from around £95 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Fiat 500x deal with the full APR and totals.
- Can I get a Fiat 500x on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Fiat 500x listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Fiat 500x — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the 500x outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Fiat 500x finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Fiat 500x?
- There's no fixed minimum — many Fiat 500x agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Fiat 500x per month on finance?
- A used Fiat 500x can be financed from approximately £109 per month. This representative example assumes an initial deposit of £0 over a 60-month Hire Purchase agreement, at a representative APR of 13%. Finance is subject to status.
- What deposit and APR do I need for a used Fiat 500x?
- Our representative finance example shows a 0% deposit and a 13% representative APR. However, the exact deposit required and the personal APR offered will depend on your credit history and individual affordability assessment.
- What is the difference between HP and PCP for a used Fiat 500x?
- Hire Purchase (HP) means you own the Fiat 500x outright once all payments are made, including an option to purchase fee. Personal Contract Purchase (PCP) typically offers lower monthly payments but involves a large final balloon payment if you wish to own the car at the end of the term, otherwise you return it.
- Can I get finance on a used Fiat 500x with the price range shown?
- Yes, finance is generally available across the price range for a used Fiat 500x, which starts from £3995. Our representative example shows monthly payments from £109.