Motoring Today

Ford Ecosport finance

PCP and Hire Purchase deals on a used Ford Ecosport through our approved UK dealers — from £145/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Ford Ecosport on finance?

Used Ford Ecosport finance starts from around £145 a month across the 3 in stock, with a typical monthly of about £152. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Ford Ecosport deal, including the APR, deposit and total amount payable.

From
£145/mo
Typical
£152/mo
Cash price from
£5,990
In stock
3

There are 3 Ford Ecosport models currently available on Motoring Today, with prices ranging from £3,040 to £6,435. You could drive home a used Ecosport from as little as £73 per month. This representative finance example assumes a 0% deposit over 60 months on a Hire Purchase (HP) agreement with a 13% APR. Finance is always subject to status, and the terms of finance offered may vary based on your personal circumstances and the lender's criteria. The Ford Ecosport is commonly praised for its compact SUV styling and elevated driving position, offering practical urban manoeuvrability paired with a comfortable ride. Its smaller dimensions make it a popular choice for navigating city streets and parking in tighter spaces, while still providing the versatility expected from an SUV. Many models are ULEZ compliant, a key consideration for drivers in and around London. Every Ecosport listed on Motoring Today comes with its own representative finance example from the selling dealer, detailing the specific terms, APR, and total cost of credit for that individual vehicle. This transparency allows you to compare finance options easily alongside each car's full MOT history and ULEZ status.

Ford Ecosport representative finance example

A genuine Hire Purchase quote for a 2017 Ford Ecosport currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£145
Term
60 months
Contract length
60 months
Cash price
£5,990.00
Cash deposit
£0.00
Total amount of credit
£5,990.00
Total amount payable
£8,690.00
Representative APR
16.9%
Total charge for credit
£2,690.00
Fixed rate of interest pa
8.98%
Option to purchase fee
£10.00

The legal bit

Ezy Access Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 1011532).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Ford Ecosport finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Ecosport, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Ecosport outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Ford Ecosport

Check your eligibility for Ford Ecosport finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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Ford Ecosport in stock now — from £5,990

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cash

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2019 Titanium

PetrolManual66,100 mi2019
£200/yr
£159/mo
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cash

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Frequently asked questions

How much is a Ford Ecosport on finance per month?
Finance on a used Ford Ecosport starts from around £145 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Ford Ecosport deal with the full APR and totals.
Can I get a Ford Ecosport on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Ford Ecosport listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Ford Ecosport — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Ecosport outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Ford Ecosport finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Ford Ecosport?
There's no fixed minimum — many Ford Ecosport agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Ford Ecosport per month on finance?
We currently do not have a representative finance example for the Ford Ecosport. Finance is subject to status.
What deposit and APR do I need?
We currently do not have representative finance details to specify typical deposit or APR figures for the Ford Ecosport. Personal rates will depend on your individual credit history and affordability.
What's the difference between HP and PCP for a Ford Ecosport?
With Hire Purchase (HP), you typically own the Ford Ecosport outright once all repayments are made. Personal Contract Purchase (PCP) usually offers lower monthly payments by deferring a large portion of the cost to an optional final payment, giving you options at the end of the term.
Can I get finance on a used Ford Ecosport with the price range shown?
Yes, it is possible to get finance on a used Ford Ecosport. Finance is available for models within the price range shown, starting from £3040. Finance is subject to status.

More Ford Ecosport resources