Ford Fiesta finance

Frequently asked questions

How much is a Ford Fiesta on finance per month?

Finance on a used Ford Fiesta starts from around £122 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Ford Fiesta deal with the full APR and totals.

Can I get a Ford Fiesta on PCP?

Yes. Personal Contract Purchase (PCP) is available on most used Ford Fiesta listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.

PCP or HP on a Ford Fiesta — which is better?

Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Fiesta outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.

Can I get Ford Fiesta finance with bad credit?

Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.

How much deposit do I need for a Ford Fiesta?

There's no fixed minimum — many Ford Fiesta agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.

How much is a used Ford Fiesta per month on finance?

A used Ford Fiesta could cost from £78 per month. This representative example assumes a £0 deposit over 60 months with a 13% APR on a Hire Purchase agreement, and finance is subject to status.

What deposit and APR do I need for a used Ford Fiesta?

Our representative finance example for a used Ford Fiesta suggests a 0% deposit with a 13% APR. Your personal APR and deposit requirements will depend on your individual credit history and affordability assessment.

Should I choose HP or PCP for a used Ford Fiesta?

With Hire Purchase (HP), you own the Ford Fiesta outright once all payments are made. Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment to own the car, or you can return it.

Can I get finance on a used Ford Fiesta within the price range shown?

Yes, finance is available for a used Ford Fiesta. With cash prices starting from £3,200, our representative finance example shows monthly payments from £78, making financing accessible across the available range.