Ford Fiesta finance

Frequently asked questions

How much is a Ford Fiesta on finance per month?

Finance on a used Ford Fiesta starts from around £78 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Ford Fiesta deal with the full APR and totals.

Can I get a Ford Fiesta on PCP?

Yes. Personal Contract Purchase (PCP) is available on most used Ford Fiesta listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.

PCP or HP on a Ford Fiesta — which is better?

Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Fiesta outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.

Can I get Ford Fiesta finance with bad credit?

Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.

How much deposit do I need for a Ford Fiesta?

There's no fixed minimum — many Ford Fiesta agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.

How much is a used Fiesta per month on finance?

Currently, the cheapest Ford Fiesta available on finance starts from £67 per month. This figure is a representative example, and finance is subject to status, often requiring a deposit and further terms.

What deposit and APR do I need?

As there is no current representative finance example provided for the Ford Fiesta, we cannot state a specific deposit or APR. The personal rate you receive will depend on your individual credit history and affordability.

What's the difference between HP and PCP for a Ford Fiesta?

With Hire Purchase (HP), you'll own the Fiesta outright at the end of the agreement after all payments are made. Personal Contract Purchase (PCP) offers lower monthly payments but typically involves returning the car or making a final 'balloon' payment to own it.

Can I get finance on a used Fiesta with the price range shown?

Yes, it is possible to get finance on a used Ford Fiesta within the price range of £2,995 to £18,995 currently advertised. Finance is available on models costing from £2,995, with monthly payments starting from £67.