Ford Fiesta finance

Frequently asked questions

How much is a Ford Fiesta on finance per month?

Finance on a used Ford Fiesta starts from around £124 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Ford Fiesta deal with the full APR and totals.

Can I get a Ford Fiesta on PCP?

Yes. Personal Contract Purchase (PCP) is available on most used Ford Fiesta listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.

PCP or HP on a Ford Fiesta — which is better?

Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Fiesta outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.

Can I get Ford Fiesta finance with bad credit?

Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.

How much deposit do I need for a Ford Fiesta?

There's no fixed minimum — many Ford Fiesta agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.

How much is a used Fiesta per month on finance?

Based on current stock, you could finance a used Ford Fiesta from around £78 per month. This figure is a representative example and finance is subject to status; specific terms would depend on your chosen vehicle, deposit, term, and APR.

What deposit and APR do I need?

As we do not have a representative finance example available, we cannot specify a typical deposit or APR. Your personal rate and required deposit will depend on your chosen finance product, credit history, and affordability.

What's the difference between HP and PCP for a Ford Fiesta?

With Hire Purchase (HP), you own the Ford Fiesta outright once all repayments are made. With Personal Contract Purchase (PCP), you make lower monthly payments but have options at the end of the term, such as returning the car, paying a final balloon payment to own it, or part-exchanging for a new one.

Can I get finance on a used Fiesta with the price range shown?

Yes, it is typically possible to arrange finance for a used Ford Fiesta across the price range, which currently starts from £3200. This could be from as little as £78 per month for the cheapest available models, subject to status.