Motoring Today

Ford Puma under £400 per month

3 used Ford Puma listings from £168/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 3 Ford Puma models currently available on Motoring Today for under £400 per month, as of 20 September 2026. This selection includes vehicles priced between £14,995 and £19,499. The cheapest available Ford Puma starts from £279 per month. All finance quotes are representative and subject to status. For these listings, the representative finance example is based on Hire Purchase (HP) with an Annual Percentage Rate (APR) of 13%, a deposit of £0, and a repayment term of 60 months. This budget typically secures a well-equipped Ford Puma, known for its engaging driving dynamics and practical boot space. As a mild-hybrid, the Puma typically offers a good balance of performance and fuel efficiency, making it a popular choice for urban and motorway driving alike. Every listing on Motoring Today includes ULEZ status and a full MOT history.

In stock
3

Live Ford Puma listings

From / month
£168/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Ford Puma
Good price

Ford Puma

2020 Titanium First Edition Mhev

PetrolManual100,000 mi2020
£200/yr
£168/mo
£7,500
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Ford Puma
Good price

Ford Puma

2023 St-line X Mhev

PetrolManual23,888 mi2023
£200/yr
£279/mo
£14,995
cash

Car-pod Ltd·4.9 (172)· North Baddesley

Ford Puma
Fair price

Ford Puma

2023 St-line X Mhev

PetrolManual22,035 mi2023
£200/yr
£279/mo
£14,995
cash

Car-pod Ltd·4.9 (172)· North Baddesley

Frequently asked questions

What deposit is needed for a Ford Puma under £400 a month?
To achieve a monthly payment under £400 for a Ford Puma, using the representative finance example of 13% APR over 60 months HP, a deposit of £0 is quoted. A larger deposit would typically lower your monthly payments further. All finance is subject to status.
Does my credit score affect the monthly payment for a Ford Puma?
Yes, your credit score can affect the monthly payment. The rates quoted are representative examples, and the personal APR offered to you will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for a Ford Puma under this budget?
With Hire Purchase (HP), you own the car outright once all payments are made, while Personal Contract Purchase (PCP) offers lower monthly payments but requires a balloon payment to own the car at the end of the term. Motoring Today's comprehensive PCP vs HP finance guide covers the practical differences in full.