Good price
Ford Puma
2020 Titanium First Edition Mhev
PetrolManual100,000 mi2020
£200/yr
£168/mo
£7,500
cash
Hanworth Autos Ltd·4.0 (28)· Feltham
Ford Puma representative finance example
A genuine Hire Purchase quote for a 2020 Ford Puma currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £168
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £7,500.00
- Cash deposit
- £0.00
- Total amount of credit
- £7,500.00
- Total amount payable
- £10,055.00
- Representative APR
- 12.9%
- Total charge for credit
- £2,554.00
- Fixed rate of interest pa
- 6.81%
- Option to purchase fee
- £1.00
The legal bit
Hanworth Autos Limited is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 919745).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Ford Puma finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Puma, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Puma outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Ford Puma
Check your eligibility for Ford Puma finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityFord Puma in stock now — from £7,500
Great price
Ford Puma
2023 St-line X Mhev
PetrolManual23,888 mi2023
£200/yr
Finance available on request
£13,995
cash
Car-pod Ltd·4.9 (173)· North Baddesley
Fair price
Ford Puma
2023 St-line X Mhev
PetrolManual22,035 mi2023
£200/yr
£279/mo
£14,995
cash
Car-pod Ltd·4.9 (173)· North Baddesley
Fair price
Ford Puma
2023 St
PetrolManual11,250 mi2023
£200/yrHome delivery
Finance available on request
£19,199
cash
Anycolour Car·4.9 (154)· Barnsley
Frequently asked questions
- How much is a Ford Puma on finance per month?
- Finance on a used Ford Puma starts from around £168 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Ford Puma deal with the full APR and totals.
- Can I get a Ford Puma on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Ford Puma listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Ford Puma — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Puma outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Ford Puma finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Ford Puma?
- There's no fixed minimum — many Ford Puma agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Ford Puma per month on finance?
- A used Ford Puma can be financed from £279 per month. This is based on a representative example of 13% APR, with a £0 deposit over 60 months on a Hire Purchase (HP) agreement, and finance is subject to status.
- What deposit and APR do I need for a used Ford Puma?
- Our representative finance example for a used Ford Puma uses a 13% APR and no deposit over 60 months. Your personal APR and deposit requirements will depend on your credit history and individual affordability assessment.
- What's the difference between HP and PCP for a used Ford Puma?
- Hire Purchase (HP) means you own the car outright after all repayments are made, as you pay off the full value of the vehicle over the term. Personal Contract Purchase (PCP) typically offers lower monthly payments as you don't pay for the car's full value, with an optional final 'balloon' payment if you wish to own it at the end of the term.
- Can I get finance on a used Ford Puma within the shown price range?
- Yes, finance is available for used Ford Puma models within our current price range, which starts from £14,995. You can finance a Puma from £279 per month based on a representative example.