Motoring Today

Ford Puma under £500 per month

3 used Ford Puma listings from £168/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

The Ford Puma, a popular compact crossover, is available here with 3 models currently under £500 per month, as of 20 September 2026. For these vehicles, finance is typically offered on a Hire Purchase (HP) agreement over 60 months with a 0% deposit and a representative APR of 13%. Each car's specific representative example is shown on its listing, and finance is subject to status. This budget range typically secures a well-equipped Ford Puma, with the cheapest monthly payment in this selection being £279. The qualifying cars in this category have cash prices ranging from £14,995 to £19,499. The Puma is known for its agile handling and practical boot space, often featuring mild-hybrid powertrains that help with efficiency.

In stock
3

Live Ford Puma listings

From / month
£168/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Ford Puma
Good price

Ford Puma

2020 Titanium First Edition Mhev

PetrolManual100,000 mi2020
£200/yr
£168/mo
£7,500
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Ford Puma
Good price

Ford Puma

2023 St-line X Mhev

PetrolManual23,888 mi2023
£200/yr
£279/mo
£14,995
cash

Car-pod Ltd·4.9 (172)· North Baddesley

Ford Puma
Fair price

Ford Puma

2023 St-line X Mhev

PetrolManual22,035 mi2023
£200/yr
£279/mo
£14,995
cash

Car-pod Ltd·4.9 (172)· North Baddesley

Frequently asked questions

What deposit is needed to get a Ford Puma under £500 a month?
To finance a Ford Puma under £500 a month with representative finance (13% APR over 60 months HP), a deposit will be needed. Our cheapest Ford Puma available for £279 a month is offered with a significant deposit; a larger deposit will always lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment?
Yes, your credit score can affect the monthly payment. The finance rates quoted are representative examples; the personal APR offered to you will depend on your individual credit history and affordability checks.
Which is better for this budget, HP or PCP?
HP involves fixed monthly payments leading to ownership, whereas PCP offers lower monthly payments but includes a final balloon payment or the option to return the car. Motoring Today's comprehensive PCP vs HP finance guide covers the differences in full.