Motoring Today

Ford Transit Custom finance

PCP and Hire Purchase deals on a used Ford Transit Custom through our approved UK dealers — from £171/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Ford Transit Custom on finance?

Used Ford Transit Custom finance starts from around £171 a month across the 4 in stock, with a typical monthly of about £253. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Ford Transit Custom deal, including the APR, deposit and total amount payable.

From
£171/mo
Typical
£253/mo
Cash price from
£7,995
In stock
4

The Ford Transit Custom is available on Motoring Today from just £7,995, with models going up to £23,995. There are currently 3 used Ford Transit Custom vans listed, and you could drive one away from as little as £171 per month on a representative finance agreement. This particular representative example is based on a Hire Purchase (HP) agreement with a 13% APR, over 60 months, and with a deposit of £0. Finance for any vehicle is subject to status, and each individual dealer on Motoring Today provides their own representative finance example. You will find these clear and transparent examples listed with every Ford Transit Custom currently available. It's always advisable to check the full terms and conditions offered by the specific dealer for the vehicle you are interested in. The Ford Transit Custom is a popular choice for businesses and individuals alike, known for its practicality, reliability, and adaptable load space. On Motoring Today, you can easily compare finance options alongside ULEZ compliance and full MOT histories for each of the 3 vans in stock.

Ford Transit Custom representative finance example

A genuine Hire Purchase quote for a 2022 Ford Transit Custom currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£275
Term
60 months
Contract length
60 months
Cash price
£12,299.00
Cash deposit
£0.00
Total amount of credit
£12,299.00
Total amount payable
£16,488.00
Representative APR
12.9%
Total charge for credit
£4,188.00
Fixed rate of interest pa
6.81%
Option to purchase fee
£1.00

The legal bit

anycolourcar Limited is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 946186).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Ford Transit Custom finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Transit Custom, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Transit Custom outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Ford Transit Custom

Check your eligibility for Ford Transit Custom finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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Ford Transit Custom in stock now — from £7,995

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£200/yr
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Frequently asked questions

How much is a Ford Transit Custom on finance per month?
Finance on a used Ford Transit Custom starts from around £171 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Ford Transit Custom deal with the full APR and totals.
Can I get a Ford Transit Custom on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Ford Transit Custom listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Ford Transit Custom — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Transit Custom outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Ford Transit Custom finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Ford Transit Custom?
There's no fixed minimum — many Ford Transit Custom agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Ford Transit Custom per month on finance?
A used Ford Transit Custom can be financed from approximately £171 per month. This is based on a representative example of 13% APR, with a £0 deposit over 60 months on a Hire Purchase (HP) agreement. Finance is subject to status.
What deposit and APR do I need for a used Ford Transit Custom?
The representative finance example for a used Ford Transit Custom shows a 13% APR with a £0 deposit. However, the actual APR and deposit required depend on your individual credit history and affordability assessment.
What's the difference between HP and PCP for a used Ford Transit Custom?
With Hire Purchase (HP), you pay monthly instalments until the vehicle is fully yours at the end of the term. Personal Contract Purchase (PCP) involves lower monthly payments, but you either return the van, pay a balloon payment to own it, or part-exchange at the end of the agreement.
Can I get finance on a used Ford Transit Custom with the price range shown?
Yes, finance is generally available for used Ford Transit Custom models within the displayed price range of £7,995 to £22,995, with monthly payments starting from £171.

More Ford Transit Custom resources