Motoring Today

Jaguar F-Pace finance

PCP and Hire Purchase deals on a used Jaguar F-Pace through our approved UK dealers — from £219/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Jaguar F-Pace on finance?

Used Jaguar F-Pace finance starts from around £219 a month across the 4 in stock, with a typical monthly of about £298. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Jaguar F-Pace deal, including the APR, deposit and total amount payable.

From
£219/mo
Typical
£298/mo
Cash price from
£9,995
In stock
4

The Jaguar F-Pace is available from just £241 per month on finance, with cash prices ranging from £10,995 to £20,000 for the 3 current listings on Motoring Today. This popular SUV blends Jaguar's distinctive styling with practical family capability, often praised for its engaging driving dynamics and luxurious interior. Finding a used F-Pace allows buyers to access premium features and performance at a more accessible price point. Motoring Today offers various financing options to help you acquire a used Jaguar F-Pace. A representative example for this model is available with a 0% deposit over 60 months on a Hire Purchase (HP) agreement, at a typical 13% APR. It's important to remember that all finance is subject to status and individual circumstances, and each car listed will display its own representative finance example from the selling dealer. With 3 Jaguar F-Pace models currently available, you can compare ULEZ compliance and full MOT histories for each vehicle. This transparency ensures you have all the necessary information to make an informed decision when considering finance for your next used car.

Jaguar F-Pace representative finance example

A genuine Hire Purchase quote for a 2019 Jaguar F-Pace currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£322
Term
60 months
Contract length
60 months
Cash price
£14,697.00
Cash deposit
£0.00
Total amount of credit
£14,697.00
Total amount payable
£19,304.00
Representative APR
11.9%
Total charge for credit
£4,606.00
Fixed rate of interest pa
6.27%
Option to purchase fee
£1.00

The legal bit

SWS Car Sales Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 1006067).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Jaguar F-Pace finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the F-Pace, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the F-Pace outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Jaguar F-Pace

Check your eligibility for Jaguar F-Pace finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Jaguar F-Pace in stock now — from £9,995

Jaguar F-Pace
Great price

Jaguar F-Pace

2017 Prestige D Auto

DieselAutomatic65,848 mi2017
£200/yr
£219/mo
£9,995
cash

SWS Car Sales Ltd·3.8 (121)· Cobham

Jaguar F-Pace
Good price

Jaguar F-Pace

2018 R-sport Awd Auto

PetrolAutomatic83,439 mi2018
£200/yr
£274/mo
£12,495
cash

SWS Car Sales Ltd·3.8 (121)· Cobham

Jaguar F-Pace
Great price

Jaguar F-Pace

2019 R-sport Awd D Auto

DieselAutomatic49,160 mi2019
£200/yr
£322/mo
£14,697
cash

SWS Car Sales Ltd·3.8 (121)· Cobham

Jaguar F-Pace
Fair price

Jaguar F-Pace

2019 S Awd D Auto

DieselAutomatic69,008 mi2019
£200/yr
£460/mo
£19,995
cash

Oaktree Motor Company·4.7 (193)· Cwmbran

Frequently asked questions

How much is a Jaguar F-Pace on finance per month?
Finance on a used Jaguar F-Pace starts from around £219 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Jaguar F-Pace deal with the full APR and totals.
Can I get a Jaguar F-Pace on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Jaguar F-Pace listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Jaguar F-Pace — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the F-Pace outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Jaguar F-Pace finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Jaguar F-Pace?
There's no fixed minimum — many Jaguar F-Pace agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Jaguar F-Pace per month on finance?
A used Jaguar F-Pace can be financed from £241 per month. This is a representative example for a Hire Purchase agreement over 60 months with a 0% deposit and a 13% APR. Finance is subject to status.
What deposit and APR do I need for a used Jaguar F-Pace?
The representative finance example for a used Jaguar F-Pace shows a 0% deposit and a 13% APR. However, the actual interest rate you receive will depend on your individual credit history and affordability assessment.
HP vs PCP for a used Jaguar F-Pace in plain terms?
With Hire Purchase (HP), you pay fixed monthly instalments and own the Jaguar F-Pace outright once the last payment is made. Personal Contract Purchase (PCP) typically offers lower monthly payments but requires a balloon payment at the end to own the car, or you can return it or trade it in.
Can I get finance on a used Jaguar F-Pace with the price range shown?
Yes, finance is available for used Jaguar F-Pace models within the price range shown. Our current stock, starting from £10995 cash price, can be financed from £241 per month based on a representative example.

More Jaguar F-Pace resources