Motoring Today

Jaguar F-Pace finance

PCP and Hire Purchase deals on a used Jaguar F-Pace through our approved UK dealers — from £208/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Jaguar F-Pace on finance?

Used Jaguar F-Pace finance starts from around £208 a month across the 4 in stock, with a typical monthly of about £208. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Jaguar F-Pace deal, including the APR, deposit and total amount payable.

From
£208/mo
Typical
£208/mo
Cash price from
£9,495
In stock
4

There are currently 3 Jaguar F-Pace models available on Motoring Today, with prices ranging from £9,495 to £19,495. For those considering financing, the cheapest representative monthly payment for a Jaguar F-Pace is £208. These cars are available from a range of dealerships across the UK, each providing their own representative finance examples to help you understand the options. The representative finance example for the Jaguar F-Pace typically assumes a 0 deposit over a 60-month Hire Purchase (HP) agreement, with a representative APR of 13%. This provides a clear illustration of potential costs, but it's important to remember that all finance agreements are subject to status. Each individual dealer on Motoring Today provides their specific representative example directly on their listing, ensuring full transparency. On Motoring Today, every Jaguar F-Pace listing details its ULEZ compliance status and includes a full MOT history for your peace of mind. With various specifications and trim levels often available within the £9,495 to £19,495 price bracket, buyers can explore models that suit their needs, whether prioritising performance, luxury, or practicality.

Jaguar F-Pace representative finance example

A genuine Hire Purchase quote for a 2017 Jaguar F-Pace currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£208
Term
60 months
Contract length
60 months
Cash price
£9,495.00
Cash deposit
£0.00
Total amount of credit
£9,495.00
Total amount payable
£12,471.00
Representative APR
11.9%
Total charge for credit
£2,975.00
Fixed rate of interest pa
6.27%
Option to purchase fee
£1.00

The legal bit

SWS Car Sales Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 1006067).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Jaguar F-Pace finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the F-Pace, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the F-Pace outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Jaguar F-Pace

Check your eligibility for Jaguar F-Pace finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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Jaguar F-Pace in stock now — from £9,495

Jaguar F-Pace
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Jaguar F-Pace

2017 Prestige D

DieselManual49,776 mi2017
£200/yr
£208/mo
£9,495
cash

SWS Car Sales Ltd·3.8 (125)· Cobham

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Jaguar F-Pace

2018 R-sport Awd

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£200/yr
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SWS Car Sales Ltd·3.8 (125)· Cobham

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2018 R-sport Awd Auto

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£200/yr
Finance available on request
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SWS Car Sales Ltd·3.8 (125)· Cobham

Jaguar F-Pace
Great price

Jaguar F-Pace

2019 R-sport Awd D Auto

DieselAutomatic49,160 mi2019
£200/yr
Finance available on request
£13,497
cash

SWS Car Sales Ltd·3.8 (125)· Cobham

Frequently asked questions

How much is a Jaguar F-Pace on finance per month?
Finance on a used Jaguar F-Pace starts from around £208 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Jaguar F-Pace deal with the full APR and totals.
Can I get a Jaguar F-Pace on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Jaguar F-Pace listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Jaguar F-Pace — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the F-Pace outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Jaguar F-Pace finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Jaguar F-Pace?
There's no fixed minimum — many Jaguar F-Pace agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Jaguar F-Pace per month on finance?
A used Jaguar F-Pace can be financed from £208 per month. This representative example assumes a 0% deposit over a 60-month Hire Purchase agreement at 13% APR. Finance is subject to status.
What deposit and APR do I need for a used Jaguar F-Pace?
The representative finance example for a used Jaguar F-Pace is based on a 0% deposit and 13% APR. Your personal APR and deposit requirements will depend on your individual credit history and affordability assessment.
What's the difference between HP and PCP finance for a Jaguar F-Pace?
Hire Purchase (HP) means you'll own the car outright once all payments are made. Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment or return of the car to own it.
Can I get finance on a used Jaguar F-Pace with the price range shown?
Yes, finance is available for used Jaguar F-Pace models within the current price range, starting from £9,495 cash price or from £208 per month based on the representative finance example.

More Jaguar F-Pace resources