Lexus CT
2012 200h Se-l Cvt
Petrol Electric HybridAutomatic95,597 mi2012
Band A · £20/yr
£172/mo
£6,495
cash
SWS Car Sales Ltd·3.8 (123)· Cobham
Lexus Ct representative finance example
A genuine Hire Purchase quote for a 2016 Lexus Ct currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £230
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £10,099.00
- Cash deposit
- £0.00
- Total amount of credit
- £10,099.00
- Total amount payable
- £13,814.00
- Representative APR
- 13.9%
- Total charge for credit
- £3,714.00
- Fixed rate of interest pa
- 7.36%
- Option to purchase fee
- £1.00
The legal bit
AB Dealers Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 945576).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Lexus Ct finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Ct, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Ct outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Lexus Ct
Check your eligibility for Lexus Ct finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityLexus Ct in stock now — from £6,495
Lexus CT
2016 200h S Cvt
Petrol Electric HybridAutomatic65,057 mi2016
Band A · £20/yr
£232/mo
£9,990
cash
Ezy Access·4.5 (242)· South Ruislip
Above market
Lexus CT
2016 200h S Cvt
Petrol Electric HybridAutomatic72,247 mi2016
Band A · £20/yr
£230/mo
£10,099
cash
AB Dealers·4.6 (236)· Feltham
Frequently asked questions
- How much is a Lexus Ct on finance per month?
- Finance on a used Lexus Ct starts from around £172 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Lexus Ct deal with the full APR and totals.
- Can I get a Lexus Ct on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Lexus Ct listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Lexus Ct — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Ct outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Lexus Ct finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Lexus Ct?
- There's no fixed minimum — many Lexus Ct agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Lexus Ct per month on finance?
- You could finance a used Lexus Ct from £230 per month. This representative example assumes a £0 deposit over 60 months with a 13% APR, using a Hire Purchase agreement. Finance is subject to status.
- What deposit and APR do I need for a used Lexus Ct?
- The representative finance example for a Lexus Ct shows a £0 deposit and a 13% APR. Your personal rate and required deposit will depend on your individual credit history and affordability assessment.
- Can I get finance on a used Lexus Ct with the price range shown?
- Yes, finance is generally available for used Lexus Ct models within the price range shown, from £6495. This can start from £230 per month depending on the finance terms.
- Should I choose HP or PCP for a used Lexus Ct?
- With Hire Purchase (HP), you own the Lexus Ct outright after the final payment. Personal Contract Purchase (PCP) offers lower monthly payments but involves a balloon payment if you wish to own the car at the end of the term.