Above market
Mazda CX-5
2015 Sport Nav D 4x4 Auto
DieselAutomatic78,073 mi2015
Band F · £225/yr
Finance available on request
£7,695
cash
Car-pod Ltd·4.9 (173)· North Baddesley
Mazda Cx-5 representative finance example
A genuine Hire Purchase quote for a 2016 Mazda Cx-5 currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £228
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £9,990.00
- Cash deposit
- £0.00
- Total amount of credit
- £9,990.00
- Total amount payable
- £13,665.00
- Representative APR
- 13.9%
- Total charge for credit
- £3,674.00
- Fixed rate of interest pa
- 7.36%
- Option to purchase fee
- £1.00
The legal bit
Cobalt Motors Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 931275).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Mazda Cx-5 finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Cx-5, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Cx-5 outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Mazda Cx-5
Check your eligibility for Mazda Cx-5 finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityMazda Cx-5 in stock now — from £7,695
Above market
Mazda CX-5
2016 D Sport Nav 4wd
DieselManual75,261 mi2016
Band E · £200/yr
£228/mo
£9,990
cash
Cobalt Motors·4.5 (153)· Gosforth
Great price
Mazda CX-5
2025 Takumi Mhev Awd Auto
PetrolAutomatic36,246 mi2025
£200/yr
Finance available on request
£22,799
cash
AB Dealers·4.6 (235)· Feltham
Frequently asked questions
- How much is a Mazda Cx-5 on finance per month?
- Finance on a used Mazda Cx-5 starts from around £228 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Mazda Cx-5 deal with the full APR and totals.
- Can I get a Mazda Cx-5 on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Mazda Cx-5 listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Mazda Cx-5 — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Cx-5 outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Mazda Cx-5 finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Mazda Cx-5?
- There's no fixed minimum — many Mazda Cx-5 agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Mazda Cx-5 per month on finance?
- Based on a representative example, a used Mazda Cx-5 could be available from £202 per month. This figure is based on a Hire Purchase product with a 13% APR, a deposit of £0, and a 60-month term. Finance is subject to status.
- What deposit and APR do I need?
- The representative finance example for a Mazda Cx-5 uses a 13% APR and a £0 deposit. Your personal APR and deposit amount will depend on your individual credit history and affordability assessment.
- What's the difference between HP and PCP for a Mazda Cx-5?
- Hire Purchase (HP) means you own the Mazda Cx-5 outright at the end of the agreement once all payments are made. Personal Contract Purchase (PCP) typically offers lower monthly payments by deferring a large portion of the car's value to an optional final payment, allowing you to return, buy, or part-exchange the car at the end of the term.
- Can I get finance on a used Mazda Cx-5 with the price range shown?
- Yes, finance options are available for used Mazda Cx-5 models within the displayed price range of £8,960 to £16,995. For example, a model could be financed from £202 per month.