Motoring Today

Mazda Mazda2 finance

PCP and Hire Purchase deals on a used Mazda Mazda2 through our approved UK dealers — from £139/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Mazda Mazda2 on finance?

Used Mazda Mazda2 finance starts from around £139 a month across the 5 in stock, with a typical monthly of about £194. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Mazda Mazda2 deal, including the APR, deposit and total amount payable.

From
£139/mo
Typical
£194/mo
Cash price from
£5,480
In stock
5

Cash prices for the Mazda Mazda2 currently start at £5,695 and reach up to £9,49

Mazda Mazda2 representative finance example

A genuine Hire Purchase quote for a 2017 Mazda Mazda2 currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£194
Term
60 months
Contract length
60 months
Cash price
£8,495.00
Cash deposit
£0.00
Total amount of credit
£8,495.00
Total amount payable
£11,620.00
Representative APR
13.9%
Total charge for credit
£3,124.00
Fixed rate of interest pa
7.35%
Option to purchase fee
£1.00

The legal bit

Protheroe Motor Group Limited (THE) is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 723789).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Mazda Mazda2 finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Mazda2, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Mazda2 outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Mazda Mazda2

Check your eligibility for Mazda Mazda2 finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Mazda Mazda2 in stock now — from £5,480

Mazda Mazda2
Great price

Mazda Mazda2

2018 Se-l Nav+

PetrolManual94,280 mi2018
ULEZ ✓£200/yr
Finance available on request
£5,480
cash

Cobalt Motors·4.5 (153)· Gosforth

Mazda Mazda2
Above market

Mazda Mazda2

2015 Se-l

PetrolManual71,166 mi2015
Band B · £20/yr
£139/mo
£5,695
cash

NG9 Motors·4.5 (92)· Nottingham

Mazda Mazda2
Great price

Mazda Mazda2

2018 2 Se-l

PetrolManual38,420 mi2018
£200/yr
Finance available on request
£7,480
cash

Cobalt Motors·4.5 (153)· Gosforth

Mazda Mazda2
Above market

Mazda Mazda2

2017 Sport Nav

PetrolManual64,000 mi2017
£200/yr
£194/mo
£8,495
cash

Protheroes·4.4 (74)· Market Harborough

Mazda Mazda2
Fair price

Mazda Mazda2

2018 Gt Sport Nav+

PetrolManual51,616 mi2018
£200/yr
£221/mo
£9,495
cash

Durnford Motors·4.5 (181)· Southampton

Frequently asked questions

How much is a Mazda Mazda2 on finance per month?
Finance on a used Mazda Mazda2 starts from around £139 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Mazda Mazda2 deal with the full APR and totals.
Can I get a Mazda Mazda2 on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Mazda Mazda2 listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Mazda Mazda2 — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Mazda2 outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Mazda Mazda2 finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Mazda Mazda2?
There's no fixed minimum — many Mazda Mazda2 agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Mazda2 per month on finance?
A used Mazda2 could cost from £139 per month on finance, based on a representative example with 0% deposit, over 60 months at 13% APR via a Hire Purchase agreement. Finance is subject to status.
What deposit and APR do I need for a used Mazda2?
The representative finance example for a used Mazda2 shows 0% deposit and 13% APR. However, your personal APR and required deposit will depend on your individual credit history and affordability assessment.
What is the difference between HP and PCP for a used Mazda2?
Hire Purchase (HP) means you own the Mazda2 at the end of the agreement once all payments are made. Personal Contract Purchase (PCP) typically offers lower monthly payments as you don't own the car unless you make a final balloon payment.
Can I get finance on a used Mazda2 with the price range shown?
Yes, finance options are available for used Mazda2 models within the price range shown, from £5695 cash price or from £139 per month on a representative finance example.

More Mazda Mazda2 resources