Mercedes-Benz CLA finance

Frequently asked questions

How much is a Mercedes-Benz CLA on finance per month?

The monthly cost of a Mercedes-Benz CLA on finance depends on the car's price, your deposit, the length of the agreement and the APR you're offered. Open any Mercedes-Benz CLA listing to see the dealer's representative example.

Can I get a Mercedes-Benz CLA on PCP?

Yes. Personal Contract Purchase (PCP) is available on most used Mercedes-Benz CLA listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.

PCP or HP on a Mercedes-Benz CLA — which is better?

Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the CLA outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.

Can I get Mercedes-Benz CLA finance with bad credit?

Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.

How much deposit do I need for a Mercedes-Benz CLA?

There's no fixed minimum — many Mercedes-Benz CLA agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.

How much is a used Mercedes-Benz CLA per month on finance?

You could finance a used Mercedes-Benz CLA from £227 per month. This representative example assumes a £0 deposit, 60-month HP agreement at 13% APR, and is subject to status.

What deposit and APR do I need for a used Mercedes-Benz CLA?

A representative finance example for a Mercedes-Benz CLA shows a £0 deposit and 13% APR. The actual deposit you provide and the personal APR you are offered will depend on your credit history and affordability.

Should I choose HP or PCP finance for a used Mercedes-Benz CLA?

With Hire Purchase (HP), you own the Mercedes-Benz CLA outright once all payments are made. Personal Contract Purchase (PCP) offers lower monthly payments but typically requires a final balloon payment to own the car, or you return it or part-exchange it.

Can I get finance on a used Mercedes-Benz CLA with the price range shown?

Yes, finance is available for used Mercedes-Benz CLA models. Our current stock ranges from £9,780 to £19,599, with monthly payments from £227 on a representative HP example.