Motoring Today

MG Mg Zs finance

PCP and Hire Purchase deals on a used MG Mg Zs through our approved UK dealers — from £223/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a MG Mg Zs on finance?

Used MG Mg Zs finance starts from around £223 a month across the 4 in stock, with a typical monthly of about £229. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real MG Mg Zs deal, including the APR, deposit and total amount payable.

From
£223/mo
Typical
£229/mo
Cash price from
£9,995
In stock
4

The MG ZS can be financed from just £228 per month on Motoring Today. With 3 models currently available, prices for this popular SUV range from £10,195 to £10,679. This representative monthly payment is based on a 60-month Hire Purchase (HP) agreement with a typical 0% deposit and a representative 13% APR. All finance examples are subject to status, and each car listing on Motoring Today displays its own representative finance example from the selling dealer, allowing you to see precise figures for your chosen vehicle. This ensures full transparency for UK used-car buyers.

MG Mg Zs representative finance example

A genuine Hire Purchase quote for a 2019 MG Mg Zs currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£234
Term
60 months
Contract length
60 months
Cash price
£10,679.00
Cash deposit
£0.00
Total amount of credit
£10,679.00
Total amount payable
£14,029.00
Representative APR
11.9%
Total charge for credit
£3,340.00
Fixed rate of interest pa
6.26%
Option to purchase fee
£10.00

The legal bit

AB Dealers Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 945576).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How MG Mg Zs finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Mg Zs, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Mg Zs outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a MG Mg Zs

Check your eligibility for MG Mg Zs finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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MG Mg Zs in stock now — from £9,995

MG MG ZS
Good price

MG MG ZS

2020 Exclusive T Auto

PetrolAutomatic50,576 mi2020
£200/yr
£223/mo
£9,995
cash

RMB & Son Motors·4.6 (25)· Ross-On-Wye

MG MG ZS
Good price

MG MG ZS

2019 Excite T Auto

PetrolAutomatic23,897 mi2019
£200/yr
Finance available on request
£10,334
cash

AB Dealers·4.6 (235)· Feltham

MG MG ZS
Fair price

MG MG ZS

2019 Exclusive T Auto

PetrolAutomatic30,268 mi2019
£200/yr
£234/mo
£10,679
cash

AB Dealers·4.6 (235)· Feltham

MG MG ZS
Fair price

MG MG ZS

2021 Exclusive Tgdi Auto

PetrolAutomatic38,065 mi2021
£200/yr
Finance available on request
£11,539
cash

AB Dealers·4.6 (235)· Feltham

Frequently asked questions

How much is a MG Mg Zs on finance per month?
Finance on a used MG Mg Zs starts from around £223 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked MG Mg Zs deal with the full APR and totals.
Can I get a MG Mg Zs on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used MG Mg Zs listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a MG Mg Zs — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Mg Zs outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get MG Mg Zs finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a MG Mg Zs?
There's no fixed minimum — many MG Mg Zs agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used MG Zs per month on finance?
A used MG Zs can be available from £228 per month on finance. This representative example assumes a 0 deposit, over 60 months, at 13% APR on a Hire Purchase (HP) product. Finance is subject to status.
What deposit and APR do I need?
Based on a representative example, a 0 deposit and 13% APR is used for a Hire Purchase (HP) product. Your personal APR and deposit amount will depend on your credit history and affordability.
What is the difference between HP and PCP for this model?
Hire Purchase (HP) means you own the car outright once all payments are made. Personal Contract Purchase (PCP) offers lower monthly payments but typically requires a final balloon payment to own the car, or you can return it.
Can I get finance on a used MG Zs with the price range shown?
Yes, finance is available for used MG Zs models within the price range of £10,195 to £10,679. Monthly payments can start from £228.

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