Good price
Mini Hatch
2018 Cooper
PetrolManual56,310 mi2018
£200/yr
Finance available on request
£8,495
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
MINI Hatch representative finance example
A genuine Hire Purchase quote for a 2015 MINI Hatch currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £244
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £9,995.00
- Cash deposit
- £0.00
- Total amount of credit
- £9,995.00
- Total amount payable
- £14,633.00
- Representative APR
- 17.4%
- Total charge for credit
- £4,628.00
- Fixed rate of interest pa
- 9.26%
- Option to purchase fee
- £10.00
The legal bit
ZT MOTOR GROUP LIMITED is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 933388).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How MINI Hatch finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Hatch, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Hatch outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a MINI Hatch
Check your eligibility for MINI Hatch finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityMINI Hatch in stock now — from £8,495
Fair price
Mini Hatch
2015 Cooper Auto
PetrolAutomatic44,250 mi2015
Band C · £35/yr
£244/mo
£9,995
cash
NG9 Motors·4.5 (92)· Nottingham
Fair price
Mini Hatch
2020 Cooper Classic Auto
PetrolAutomatic71,281 mi2020
£200/yr
£219/mo
£9,999
cash
AB Dealers·4.6 (235)· Feltham
Above market
Mini Hatch
2019 Cooper Classic
PetrolManual48,261 mi2019
£200/yr
Finance available on request
£10,295
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Above market
Mini Hatch
2019 Cooper Classic
PetrolManual42,451 mi2019
£200/yr
Finance available on request
£10,550
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Good price
Mini Hatch
2019 Cooper S Exclusive
PetrolManual58,687 mi2019
£200/yr
Finance available on request
£10,795
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Fair price
Mini Hatch
2020 Cooper Classic Auto
PetrolAutomatic44,947 mi2020
£200/yr
Finance available on request
£11,950
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Fair price
Mini Hatch
2018 Cooper S Auto
PetrolAutomatic53,166 mi2018
£200/yr
Finance available on request
£11,995
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Fair price
Mini Hatch
2018 Cooper Auto
PetrolAutomatic27,382 mi2018
£200/yr
Finance available on request
£12,695
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Fair price
Mini Hatch
2019 Cooper Exclusive
PetrolAutomatic49,363 mi2019
£200/yr
Finance available on request
£12,695
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Fair price
Mini Hatch
2019 Cooper Sport Auto
PetrolAutomatic48,129 mi2019
£200/yr
Finance available on request
£12,995
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Fair price
Mini Hatch
2020 Cooper Classic Auto
PetrolAutomatic17,250 mi2020
£200/yr
Finance available on request
£13,495
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Fair price
Mini Hatch
2019 Cooper Classic Auto
PetrolAutomatic16,534 mi2019
£200/yr
Finance available on request
£13,895
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Fair price
Mini Hatch
2019 Cooper S Sport Auto
PetrolAutomatic46,260 mi2019
£200/yr
Finance available on request
£13,995
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Above market
Mini Hatch
2023 Cooper Classic
PetrolManual30,107 mi2023
£200/yr
Finance available on request
£14,995
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Above market
Mini Hatch
2022 Cooper Classic Auto
PetrolAutomatic33,000 mi2022
£200/yr
Finance available on request
£15,595
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Fair price
Mini Hatch
2023 Cooper S Electric Level 3
ElectricAutomatic26,368 mi2023
£200/yr
Finance available on request
£15,995
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Mini Hatch
2022 Cooper Classic Auto
PetrolAutomatic8,750 mi2022
£200/yr
Finance available on request
£16,895
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Mini Hatch
2022 Cooper S Exclusive Auto
PetrolAutomatic35,695 mi2022
£200/yrHome delivery
£364/mo
£16,999
cash
Anycolour Car·4.9 (154)· Barnsley
Above market
Mini Hatch
2023 Cooper Exclusive Auto
PetrolAutomatic28,505 mi2023
£200/yr
Finance available on request
£18,995
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Mini Hatch
2020 John Cooper Works Auto
PetrolAutomatic33,244 mi2020
£200/yr
Finance available on request
£19,495
cash
Chelmsford Car Company Limited·4.8 (157)· Chelmsford
Frequently asked questions
- How much is a MINI Hatch on finance per month?
- Finance on a used MINI Hatch starts from around £219 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked MINI Hatch deal with the full APR and totals.
- Can I get a MINI Hatch on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used MINI Hatch listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a MINI Hatch — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Hatch outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get MINI Hatch finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a MINI Hatch?
- There's no fixed minimum — many MINI Hatch agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used MINI Hatch per month on finance?
- Currently, a used MINI Hatch can start from as little as £221 per month. Please note, our finance options are subject to status, and the representative finance details are unavailable in the provided data.
- What deposit and APR do I need?
- The specific deposit and APR you will need for a MINI Hatch finance agreement are not available in the provided data. Your personal rate will depend on your credit history and affordability. All finance is subject to status.
- Can I get finance on a used Hatch with the price range shown?
- Yes, finance is typically available across our range of used MINI Hatch models. Our current stock, with cash prices between £8695 and £16999, has finance options starting from £221 per month.