What deposit is typically needed for a MINI Hatch under £300 a month?

Based on a representative example with 13% APR over 60 months, a £0 deposit typically results in a monthly payment over £300. A larger deposit will lower your monthly payments, and finance is subject to status.

Does my credit score affect the monthly payment for a MINI Hatch?

Yes, the quoted representative rates are an example. The personal APR offered will depend on your individual credit history and affordability checks.

Should I choose HP or PCP finance for a MINI Hatch on this budget?

With Hire Purchase (HP), you own the car outright after the final payment, whereas Personal Contract Purchase (PCP) involves a balloon payment to own it or you can return it. Motoring Today's PCP vs HP finance guide covers the details in full.

MINI Hatch under £300 per month

In stock

Live MINI Hatch listings

From / month

£145/mo

Cheapest representative quote

Monthly budget

£300

Under £300 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Great price

Mini Hatch

2019 Cooper Classic

PetrolManual90,036 mi2019

£200/yr

£145/mo

£5,999

cash

Cobalt Motors·4.5 (143)· West Allotment

Good price

Mini Hatch

2014 Cooper

PetrolManual59,954 mi2014

Band B · £20/yr

£145/mo

£5,999

cash

AB Dealers·4.6 (196)· Feltham

Great price

Mini Hatch

2016 Cooper

PetrolManual40,678 mi2016

Band B · £20/yr

£159/mo

£6,980

cash

Cobalt Motors·4.5 (143)· West Allotment

Good price

Mini Hatch

2016 Cooper

PetrolManual53,403 mi2016

Band B · £20/yr

£171/mo

£7,495

cash

Durnford Motors·4.5 (179)· Southampton

Good price

Mini Hatch

2019 Cooper Classic

PetrolManual55,398 mi2019

£200/yr

£207/mo

£9,290

cash

Ezy Access·4.5 (207)· Ruislip

Fair price

Mini Hatch

2015 Cooper S

PetrolManual56,680 mi2015

Band E · £200/yr

£211/mo

£7,990

cash

Ezy Access·4.5 (207)· Ruislip

Fair price

Mini Hatch

2020 Cooper Classic Auto

PetrolAutomatic71,227 mi2020

£200/yr

£226/mo

£10,349

cash

AB Dealers·4.6 (196)· Feltham

Fair price

Mini Hatch

2022 Cooper Exclusive Auto

PetrolAutomatic59,609 mi2022

£200/yr

£242/mo

£14,595

cash

Chelmsford Car Company Limited·4.8 (155)· Chelmsford

Fair price

Mini Hatch

2015 Cooper Auto

PetrolAutomatic44,250 mi2015

Band C · £35/yr

£244/mo

£9,995

cash

NG9 Motors·4.5 (88)· Nottingham

Fair price

Mini Hatch

2021 Cooper Sport Auto

PetrolAutomatic63,935 mi2021

£200/yrHome delivery

£289/mo

£13,499

cash

Anycolour Car·4.9 (148)· Barnsley

Above market

Mini Hatch

2014 Cooper S

PetrolManual48,000 mi2014

Band E · £200/yr

£291/mo

£10,995

cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What deposit is typically needed for a MINI Hatch under £300 a month?: Based on a representative example with 13% APR over 60 months, a £0 deposit typically results in a monthly payment over £300. A larger deposit will lower your monthly payments, and finance is subject to status.
Does my credit score affect the monthly payment for a MINI Hatch?: Yes, the quoted representative rates are an example. The personal APR offered will depend on your individual credit history and affordability checks.
Should I choose HP or PCP finance for a MINI Hatch on this budget?: With Hire Purchase (HP), you own the car outright after the final payment, whereas Personal Contract Purchase (PCP) involves a balloon payment to own it or you can return it. Motoring Today's PCP vs HP finance guide covers the details in full.