MINI Hatch under £500 per month

Frequently asked questions

What deposit is needed to get a MINI Hatch for under £500 per month?

Based on a representative example of 13% APR over 60 months HP, a £0 deposit could secure a monthly payment under £500. A larger deposit will typically result in a lower monthly payment. Finance is subject to status.

Does my credit score affect the monthly payment?

Yes, it does. The quoted rates are representative examples; the actual APR offered to you will depend on your individual credit history and an affordability assessment.

Should I choose HP or PCP for this budget?

HP involves paying off the full value of the car and owning it at the end of the term, whereas PCP typically has lower monthly payments but requires a balloon payment to own the car. Motoring Today's PCP vs HP finance guide covers the differences in full.