Motoring Today

MINI Hatch under £400 per month

11 used MINI Hatch listings from £145/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

With a starting monthly payment of £153, there are currently 21 MINI Hatch models available for under £400 per month, as of 24 July 2026. This selection typically offers cash prices ranging from £5,980 to £18,495. The representative finance example for these vehicles is based on a Hire Purchase (HP) agreement with a 0% typical deposit, a 60-month term, and a 13% APR. This budget range allows access to various MINI Hatch specifications, offering a practical and stylish compact car experience without exceeding a £400 monthly payment. Finance is, of course, subject to status, and each car shows its own dealer's representative example.

In stock
11

Live MINI Hatch listings

From / month
£145/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Mini Hatch
Great price

Mini Hatch

2019 Cooper Classic

PetrolManual90,036 mi2019
£200/yr
£145/mo
£5,999
cash

Cobalt Motors·4.5 (143)· West Allotment

Mini Hatch
Good price

Mini Hatch

2014 Cooper

PetrolManual59,954 mi2014
Band B · £20/yr
£145/mo
£5,999
cash

AB Dealers·4.6 (196)· Feltham

Mini Hatch
Great price

Mini Hatch

2016 Cooper

PetrolManual40,678 mi2016
Band B · £20/yr
£159/mo
£6,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Mini Hatch
Good price

Mini Hatch

2016 Cooper

PetrolManual53,403 mi2016
Band B · £20/yr
£171/mo
£7,495
cash

Durnford Motors·4.5 (179)· Southampton

Mini Hatch
Good price

Mini Hatch

2019 Cooper Classic

PetrolManual55,398 mi2019
£200/yr
£207/mo
£9,290
cash

Ezy Access·4.5 (207)· Ruislip

Mini Hatch
Fair price

Mini Hatch

2015 Cooper S

PetrolManual56,680 mi2015
Band E · £200/yr
£211/mo
£7,990
cash

Ezy Access·4.5 (207)· Ruislip

Mini Hatch
Fair price

Mini Hatch

2020 Cooper Classic Auto

PetrolAutomatic71,227 mi2020
£200/yr
£226/mo
£10,349
cash

AB Dealers·4.6 (196)· Feltham

Mini Hatch
Fair price

Mini Hatch

2022 Cooper Exclusive Auto

PetrolAutomatic59,609 mi2022
£200/yr
£242/mo
£14,595
cash

Chelmsford Car Company Limited·4.8 (155)· Chelmsford

Mini Hatch
Fair price

Mini Hatch

2015 Cooper Auto

PetrolAutomatic44,250 mi2015
Band C · £35/yr
£244/mo
£9,995
cash

NG9 Motors·4.5 (88)· Nottingham

Mini Hatch
Fair price

Mini Hatch

2021 Cooper Sport Auto

PetrolAutomatic63,935 mi2021
£200/yrHome delivery
£289/mo
£13,499
cash

Anycolour Car·4.9 (148)· Barnsley

Mini Hatch
Above market

Mini Hatch

2014 Cooper S

PetrolManual48,000 mi2014
Band E · £200/yr
£291/mo
£10,995
cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What deposit is needed to get a MINI Hatch under £400 a month?
Based on a representative example of 13% APR over 60 months HP, a £0 deposit typically results in a monthly payment above £400. A larger deposit will lower your monthly payments, and finance is subject to status.
Does my credit score affect the monthly payment for a MINI Hatch?
Yes, quoted rates are representative. The personal APR offered for a MINI Hatch will depend on your credit history and affordability checks.
Should I choose HP or PCP for a MINI Hatch on this budget?
With HP, you own the MINI Hatch at the end of the agreement once all payments are made. PCP offers lower monthly payments but you typically return the car or pay a balloon payment to own it. Motoring Today's PCP vs HP finance guide covers the details in full.