Motoring Today

Renault Captur finance

PCP and Hire Purchase deals on a used Renault Captur through our approved UK dealers — from £119/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Renault Captur on finance?

Used Renault Captur finance starts from around £119 a month across the 7 in stock, with a typical monthly of about £166. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Renault Captur deal, including the APR, deposit and total amount payable.

From
£119/mo
Typical
£166/mo
Cash price from
£3,480
In stock
7

Hire Purchase agreement at 13% APR over a 60-month term with a £0 deposit. All car finance is

Renault Captur representative finance example

A genuine Hire Purchase quote for a 2019 Renault Captur currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£187
Term
60 months
Contract length
60 months
Cash price
£8,195.00
Cash deposit
£0.00
Total amount of credit
£8,195.00
Total amount payable
£11,213.00
Representative APR
13.9%
Total charge for credit
£3,008.00
Fixed rate of interest pa
7.34%
Option to purchase fee
£10.00

The legal bit

unique cars southampton ltd. is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 667186).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Renault Captur finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Captur, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Captur outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Renault Captur

Check your eligibility for Renault Captur finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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Renault Captur in stock now — from £3,480

Renault Captur

Renault Captur

2014 Dynamique Medianav Energy Dci S/s

DieselManual93,833 mi2014
Band A · £20/yr
Finance available on request
£3,480
cash

Cobalt Motors·4.5 (153)· Gosforth

Renault Captur
Great price

Renault Captur

2015 Expression+ Energy Dci S/s

DieselManual72,319 mi2015
Band A · £20/yr
£119/mo
£4,495
cash

Durnford Motors·4.5 (181)· Southampton

Renault Captur
Great price

Renault Captur

2017 Dynamique Nav Tce

PetrolManual51,202 mi2017
Band C · £35/yr
£144/mo
£5,980
cash

Cobalt Motors·4.5 (153)· Gosforth

Renault Captur
Great price

Renault Captur

2018 Iconic Dci Auto

DieselAutomatic70,483 mi2018
£200/yr
Finance available on request
£6,850
cash

SWS Car Sales Ltd·3.8 (125)· Cobham

Renault Captur

Renault Captur

2015 Dynamique S Nav Dci Auto

DieselAutomatic69,679 mi2015
Band A · £20/yr
£195/mo
£6,980
cash

Cobalt Motors·4.5 (153)· Gosforth

Renault Captur
Fair price

Renault Captur

2019 Iconic Tce

PetrolManual50,233 mi2019
£200/yr
£187/mo
£8,195
cash

Durnford Motors·4.5 (181)· Southampton

Frequently asked questions

How much is a Renault Captur on finance per month?
Finance on a used Renault Captur starts from around £119 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Renault Captur deal with the full APR and totals.
Can I get a Renault Captur on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Renault Captur listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Renault Captur — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Captur outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Renault Captur finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Renault Captur?
There's no fixed minimum — many Renault Captur agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Renault Captur per month on finance?
A used Renault Captur can be financed from approximately £119 per month. This representative example assumes a 60-month Hire Purchase agreement with no deposit and an APR of 13%. Finance is subject to status.
What deposit and APR do I need?
For the representative example, no deposit is required, and the APR is 13%. Your personal finance rate will depend on your individual credit history and affordability assessment.
HP vs PCP for this model in plain terms
With Hire Purchase (HP), you pay fixed monthly instalments and own the Renault Captur outright at the end of the agreement. Personal Contract Purchase (PCP) typically offers lower monthly payments but involves a large final 'balloon' payment if you wish to keep the car, or you can return it.
Can I get finance on a used Captur with the price range shown?
Yes, finance is available for used Renault Captur models, with prices ranging from £3591 up to £8495, and monthly payments from £119 on a representative example.

More Renault Captur resources